1913 Clifford St, Dubuque, IA 52002 Property Records

Dubuque County property record for 1913 Clifford St, Dubuque, IA 52002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1977
Lot Size	0.183 acres (7,957 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Sep 2026)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-21-328-015`

Property Details

APN / Parcel Number

Primary APN	`10-21-328-015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	286 sqft
Finished Basement	286 sqft
Game Room	Game Room
Interior Walls	Unfinished

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Lot Area	7,957 sqft (0.183 acres)
Lot Dimensions	109 ft deep x 73 ft wide
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1913 CLIFFORD ST
City	DUBUQUE
State	IA
Zip	52002-0446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 20 BLK 4 SUNSET PARK SUB NO 3
Legal Range	02E
Legal Township	89N
Legal Section	21
Legal Subdivision	KENNEDY
Legal Block	4
Legal Lot Number	20
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1019
Census Tract	1205

Owner

1913 Clifford St is owned and occupied by an individual who bought it in September 2026.

Source: Dubuque County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1913 CLIFFORD ST, DUBUQUE, IA 52002-0446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Jun 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 11, 2024	Sheriff's Deed, Foreclosure
May 23, 2019	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on File
Deed Sale	Sep 23, 2026 · Amount on File
Prior Sale	Jun 1, 2026 · Amount on File
Deed Document Number	202610712
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Sep 23, 2026
Property Address	1913 CLIFFORD ST, DUBUQUE, IA 52002-0446
Document Number	0000010712
Instrument Date	Sep 16, 2026
Instrument	202610712
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,167.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 CLIFFORD ST, DUBUQUE, IA 52002-0446

Mortgage

Document Number	0000010713,
Date	Sep 23, 2026
Instrument	202610713

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Jun 16, 2026
Property Address	1913 CLIFFORD ST, DUBUQUE, IA 52002-0446
Document Number	0000006493
Instrument Date	Jun 1, 2026
Instrument	20266493
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 SUNRISE TRL, SIOUX CENTER, IA 51250-5502

Mortgage

Document Number	0000006493,
Date	Jun 16, 2026
Instrument	20266493

Lender

Name	NORTHWEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 1, 2026
Property Address	1913 CLIFFORD ST, DUBUQUE, IA 52002-0446
Document Number	0000005819
Instrument Date	May 29, 2026
Instrument	20265819
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$47,591.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1913 CLIFFORD ST, DUBUQUE, IA 52002-0446

April 2024: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 11, 2024
Property Address	1913 CLIFFORD ST, DUBUQUE, IA 52002-0446
Document Number	0000002984
Instrument Date	Apr 10, 2024
Instrument	2024-00002984
Transaction Type	Foreclosure
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Tax	$293.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 CLIFFORD ST, DUBUQUE, IA 52002-0446

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 23, 2019
Property Address	1913 CLIFFORD ST, DUBUQUE, IA 52002-0446
Document Number	0000005164
Instrument Date	May 14, 2019
Instrument	2019-00005164
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1913 CLIFFORD ST, DUBUQUE, IA 52002-0446

Mortgage

Document Number	0000005165
Date	May 23, 2019
Instrument	2019-00005165

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Mortgage

Document Number	0000005166
Date	May 23, 2019
Instrument	2019-00005166

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	7.12%
Index	1-Year LIBOR
Max Rate	11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 1913 Clifford St was $2,782 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,782.00 Homeowner's exemption	$219,900 Land $41,100 Building $178,800	$219,900 Land $41,100 Building $178,800
2024	$2,782.00
2023		$203,700 (+25.05%) Land $35,700 Building $168,000	$203,700 Land $35,700 Building $168,000
2022	$2,656.00 Homeowner's exemption	$162,890 Land $32,140 Building $130,750
2021			$162,890 Land $32,140 Building $130,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1913 Clifford St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1999 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1913 Clifford St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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