1913 Chestnut Ave, Panama City, FL 32405 Property Records

Bay County property record for 1913 Chestnut Ave, Panama City, FL 32405

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 1.5 ba · 1,404 sqft · built 1965
Lot Size0.23 acres (10,018 sqft)
OwnerIndividual Name on Record
Last Sale$10,000 (Feb 2019)
Tax Bill$674 (2025)
Deeds & MortgagesFeb 2019 Sale
Flood ZoneZone A (high risk)
APN28856-000-000

Property Details

APN / Parcel Number

Primary APN28856-000-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,404 sqft Living Area
Gross Area1,641 sqft
1st Floor Area1,404 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,018 sqft (0.23 acres)
Lot Dimensions118 ft deep x 85 ft wide
DrivewayDriveway
PorchUnfinished Open Porch
Porch Area237 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1913 CHESTNUT AVE
CityPANAMA CITY
StateFL
Zip32405-2441
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodePC01
Legal DescriptionHENTZ 1ST ADD UNIT B REPLAT LOT 3 BLK 13 ORB 4090 P 1164
Legal Range15W
Legal Township03S
Legal Section36
Legal SubdivisionHENTZ 1ST ADD
Legal Block13
Legal Lot Number3
Legal UnitB
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1020
Census Tract2300

Owner

Source: Bay County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1911 CHESTNUT AVE, PANAMA CITY, FL 32405-2441
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2019 · Amount on Record
Deed SaleFeb 14, 2019 · Amount on Record
Prior SaleApr 6, 2010 · Amount on Record
Deed Document Number201917637
Deed Book / Page4090 / 1164
Prior Transfer DateJan 25, 2007
Prior Transfer Doc0029101035
Record UpdatedJun 8, 2026

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateFeb 14, 2019
Property Address1913 CHESTNUT AVE, PANAMA CITY, FL 32405-2441
Document Number0040901164
Book / Page004090 / 001164
Instrument DateFeb 13, 2019
Instrument17637
Transaction TypeTransfer
Record UpdatedFeb 26, 2019

Transaction

AmountAmount Recorded
Tax$70.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1911 CHESTNUT AVE PANAMA CITY FL 324052441, PANAMA CITY, FL 32405-2441

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$674.00 (+8.19%)$37,777 (-4.81%)$52,415 (+32.07%) Land $52,015 Building $400
2024$623.00 (-16.15%)
2023$743.00 (+17.56%)$39,687 (+39.83%) Land $39,287 Building $400$39,687 (+39.83%) Land $39,287 Building $400
2022$632.00$28,383 Land $27,983 Building $400$28,383 Land $27,983 Building $400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims71 (1982–2021)
Claims Outside the SFHA55 of 71
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 15 claims
  • Hurricane Michael, Oct 2018 · 19 claims
  • Severe Storms And Flooding, Jul 2013 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Chestnut Ave

Nearby Streets

Search Property Records by Address or Parcel Number