1913 Cairo Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1913 Cairo Dr, Festus, MO 63028 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,558 sqft · built 2004
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$216,700 (Jul 2004)
Tax Bill	$3,096 (2024)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-1.0-02.0-0-000-050.45`

Property Details

APN / Parcel Number

Primary APN	`18-1.0-02.0-0-000-050.45`
Alternative APN	`1810020 05045`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,558 sqft Living Area
Gross Area	1,958 sqft
1st Floor Area	351 sqft
Basement Area	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	54 sqft
Patio Area	159 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1913 CAIRO DR
City	FESTUS
State	MO
Zip	63028-3158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAILEY STATION 4 LOT 268
Legal Range	5E
Legal Township	40N
Legal Section	02
Legal Subdivision	BAILEY STATION 4
Legal Block	2
Legal Lot Number	268
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	2
Census Block	2004
Census Tract	700801

Owner

Source: Jefferson County records · APN 18-1.0-02.0-0-000-050.45

Assessment roll updated September 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1913 CAIRO DR, FESTUS, MO 63028-3158
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2004 · Amount on Record
Deed Sale	Jul 13, 2004 · Amount on Record
Prior Sale	Apr 14, 2004
Deed Document Number	200440272
Last Transfer Date	Feb 14, 2025
Transfer Doc	0000003624
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1913 CAIRO DR, FESTUS, MO 63028-3158
Document Number	0000013818
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1913 CALRO DR FESTUS MO 63028, FESTUS, MO 63028

Mortgage

Document Number	0000013818
Date	Apr 24, 2020
Instrument	13818

Lender

Name	OZARKS FED'L S&L ASSN
Address	2 E COLUMBIA ST, FARMINGTON, MO 63640-3101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 23, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,600 (+7.13%) Land $9,600 Building $49,000	$308,700 (-) Land $50,600 Building $258,100
2024	$3,096.00 (+0.49%)		$308,700 (+7.19%) Land $50,600 Building $258,100
2023	$3,081.00	$54,700 Land $9,600 Building $45,100	$288,000 Land $50,600 Building $237,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.