19122 Harborbridge Ln, Lutz, FL 33558 Property Records

Hillsborough County property record for 19122 Harborbridge Ln, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,381 sqft · built 2001
Lot Size	0.295 acres (12,849 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Feb 2025)
Tax Bill	$10,484 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012928-0628`

Property Details

APN / Parcel Number

Primary APN	`012928-0628`
Alternative APN	`U0427180H8000004000040`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,381 sqft Living Area
Gross Area	6,279 sqft
1st Floor Area	2,619 sqft
Upper Floors Area	1,762 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,849 sqft (0.295 acres)
Lot Dimensions	141 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	891 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	464 sqft
Porch	Screened Porch
Porch Area	827 sqft
Patio Area	910 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0129280628
Street Address	19122 HARBORBRIDGE LN
City	LUTZ
State	FL
Zip	33558-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HERITAGE HARBOR PHASE 1B LOT 4 BLOCK 4
Legal Range	18E
Legal Township	27S
Legal Section	04
Legal Subdivision	HERITAGE HARBOR PHASE 1B
Legal Tract	H8
Legal Block	4
Legal Lot Number	4
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	1
Census Block	1001
Census Tract	11510

Owner

19122 Harborbridge Ln is owned and occupied by two individuals who bought it in February 2025.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19122 HARBORBRIDGE LN, LUTZ, FL 33558-9717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2025 · Amount on File
Deed Sale	Feb 8, 2025 · Amount on File
Prior Sale	Jul 17, 2017 · Amount on File
Deed Document Number	202553015
Prior Transfer Date	Oct 23, 2009
Prior Transfer Doc	0000359955
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 17, 2017
Property Address	19122 HARBORBRIDGE LN, LUTZ, FL 33558-9717
Document Number	0000279540
Book / Page	25093 / 0713
Map Reference	MB83 PG1
Instrument Date	Jun 29, 2017
Instrument	2017279540
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ENTERPRISE TITLE PARTNERS OF

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8902 E STONEY VISTA DR, 8902, SUN LAKES, AZ 85248-9015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19122 HARBORBRIDGE LN, LUTZ, FL 33558-9717

Mortgage

Document Number	0000279541
Date	Jul 17, 2017
Instrument	2017279541

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 19122 Harborbridge Ln was $10,484 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$792,673 (+65.02%) Land $182,926 Building $609,747	$792,673 (-2.08%) Land $182,926 Building $609,747
2025	$10,484.00 Homeowner's exemption	$480,357	$809,496 Land $182,926 Building $626,570
2023	$9,553.00 (+2.93%) Homeowner's exemption	$453,222 (+3%)	$731,563 (-3.54%) Land $146,341 Building $585,222
2022	$9,281.00 Homeowner's exemption	$440,021	$758,374 Land $146,341 Building $612,033

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19122 Harborbridge Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	9 (1979–2017)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19122 Harborbridge Ln is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20