1912 W Michigan St, Duluth, MN 55806 Property Records

St. Louis County property record for 1912 W Michigan St, Duluth, MN 55806

Property Summary

Property Type	Commercial
Details	20,590 sqft · built 1961
Lot Size	1.09 acres (47,576 sqft)
Owner	Company Name on File
Last Sale	$942,500 (Jun 2017)
Tax Bill	$50,362 (2026)
Deeds & Mortgages	Jul 2025 Mortgage Apr 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-1120-00450`

Property Details

APN / Parcel Number

Primary APN	`010-1120-00450`
Alternative APN	`1032933`

Interior

Stories	1 Story
Building Area	20,590 sqft Gross Area
1st Floor Area	20,590 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1985
Exterior Material	Metal
Lot Area	47,576 sqft (1.09 acres)
Garage Area	12,500 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	1032933
Street Address	1912 W MICHIGAN ST
City	DULUTH
State	MN
Zip	55806-2135
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 306 THRU 318 EVEN NUMBERED LOTS EX WLY29.86 FT OF LOT 318; INC LOTS 305 THRU319 ODD NO LOTS LYING NWLY OF THE
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Tract	2
Legal Block	16
Legal Lot Number	305-319
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1013
Census Tract	15600

Owner

1912 W Michigan St, a commercial property, is owned by a company that bought it in June 2017.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	1912 W MICHIGAN ST, DULUTH, MN 55806-2135
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Deed of Trust, Mortgage BELL BANK
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit BELL BANK
Apr 6, 2023	Deed of Trust, Mortgage · Line of Credit BELL BANK
Feb 25, 2020	Deed of Trust, Mortgage BELL BK
Jun 27, 2017	Warranty Deed, Transfer · Line of Credit REPUBLIC BK
Jun 26, 2017	Warranty Deed, Transfer · Line of Credit REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2017 · Amount on File
Deed Sale	Jun 27, 2017 · Amount on File
Prior Sale	Dec 28, 2010 · Amount on File
Deed Document Number	20171312040
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1912 W MICHIGAN ST, DULUTH, MN 55806-2135
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1832 W MICHIGAN ST, DULUTH, MN 55806-2133

Mortgage

Document Number	0001514051
Date	Jul 21, 2025
Instrument	1514051

Lender

Name	BELL BANK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	55 Months
Due	Feb 25, 2030

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1912 W MICHIGAN ST, DULUTH, MN 55806-2135
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1832 W MICHIGAN ST, DULUTH, MN 55806-2133

Mortgage

Document Number	0001067208
Date	Apr 3, 2023
Instrument	1067208

Lender

Name	BELL BANK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	46 Months
Due	Feb 4, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1912 W MICHIGAN ST, DULUTH, MN 55806-2135
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1832 W MICHIGAN ST, DULUTH, MN 55806-2133

Mortgage

Document Number	0001464449
Date	Apr 6, 2023
Instrument	1464449

Lender

Name	BELL BANK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	46 Months
Due	Feb 4, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1912 W MICHIGAN ST, DULUTH, MN 55806-2135
Document Number	00A1375508
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1832 W MICHIGAN ST DULUTH MN 558062133, DULUTH, MN 55806-2133

Mortgage

Document Number	00A1375508
Date	Mar 10, 2020
Instrument	A1375508

Lender

Name	BELL BK
Address	MINNEAPOLIS, MN 55416

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 9, 2030

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 27, 2017
Property Address	1912 W MICHIGAN ST, DULUTH, MN 55806-2135
Document Number	00A1312040
Instrument Date	Jun 14, 2017
Instrument	A1312040
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,110.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1912 W MICHIGAN ST DULUTH MN 558062135, DULUTH, MN 55806-2135

Mortgage

Document Number	A1312041
Date	Jun 27, 2017
Instrument	A1312041

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jun 26, 2024

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 26, 2017
Property Address	1912 W MICHIGAN ST, DULUTH, MN 55806-2135
Document Number	000T986407
Instrument Date	Jun 14, 2017
Instrument	T986407
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,110.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1912 W MICHIGAN ST DULUTH MN 558062135, DULUTH, MN 55806-2135

Mortgage

Document Number	T986408
Date	Jun 26, 2017
Instrument	T986408

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jun 25, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1912 W Michigan St was $50,362.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$50,362.00
2025		$1,694,200 (+5.41%) Land $242,600 Building $1,451,600	$1,694,200 (+5.41%) Land $242,600 Building $1,451,600
2024	$49,098.00	$1,607,200 Land $228,900 Building $1,378,300	$1,607,200 Land $228,900 Building $1,378,300
2022		$677,900 Land $194,300 Building $483,600	$677,900 Land $194,300 Building $483,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1912 W Michigan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1912 W Michigan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CenturyLink.

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