Santa Rosa County property record for 1912 Sundown Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,939 sqft · built 2002 |
| Lot Size | 0.458 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Sep 2018) |
| Tax Bill | $155 (2024) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-00400-0040 |
| Primary APN | 18-2S-26-1920-00400-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,939 sqft Heated Area |
| Gross Area | 2,656 sqft |
| 1st Floor Area | 2,339 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 19,994 sqft (0.458 acres) |
| Lot Dimensions | 2,000 ft deep x 1,000 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 37 sqft |
| Patio Area | 280 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 182S261920004000040 |
|---|---|
| Street Address | 1912 SUNDOWN DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-8271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 4 BLK 4 AS DES IN OR 3770 PG 748 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | BY THE SEA |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 10820 |
1912 Sundown Dr is owned and occupied by an individual who bought it in September 2018.
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1912 SUNDOWN DR, NAVARRE, FL 32566-8271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Dec 21, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 8, 2018 | Deed of Trust, Mortgage · VA Mortgage TYNDALL FCU |
| Oct 8, 2019 | Deed of Trust, Mortgage · VA Mortgage CENTENNIAL BANK |
| Sep 28, 2018 | Warranty Deed, Transfer · VA Mortgage TYNDALL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on File |
| Deed Sale | Sep 28, 2018 · Amount on File |
| Prior Sale | Jan 25, 2005 · Amount on File |
| Deed Document Number | 201842057 |
| Deed Book / Page | 3770 / 0748 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 1912 SUNDOWN DR, NAVARRE, FL 32566-8271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1912 SUNDOWN DR, NAVARRE, FL 32566-8271 |
| Document Number | 0047071681 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | 4707/1681 |
| Instrument | 202606803 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 1912 SUNDOWN DR, NAVARRE, FL 32566-8271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1912 SUNDOWN DR, NAVARRE, FL 32566-8271 |
| Document Number | 0042240611 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 4224/611 |
| Instrument | 202184477 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 1912 SUNDOWN DR, NAVARRE, FL 32566-8271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037721263 |
|---|---|
| Date | Oct 8, 2018 |
| Book Page | 3772/1263 |
| Instrument | 201843310 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 1912 SUNDOWN DR, NAVARRE, FL 32566-8271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038780771 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 3878/0771 |
| Instrument | 201945236 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 28, 2018 |
| Property Address | 1912 SUNDOWN DR, NAVARRE, FL 32566-8271 |
| Document Number | 0037700748 |
| Book / Page | 3770 / 0748 |
| Map Reference | MB B PG155 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 201842057 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | MTI TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1005 PSC NOX 48, 1005, FPO, AE 09593 |
| Name | Verified Name |
|---|---|
| Address | 1912 SUNDOWN DR, NAVARRE, FL 32566-8271 |
| Document Number | 0201842058 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 201842058 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $155.00 (+7.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $246,544 (+3%) | $347,978 (+3.65%) Land $75,000 Building $272,978 |
| 2023 | $144.00 (+5.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $239,363 (+3%) | $335,733 (+8.46%) Land $65,000 Building $270,733 |
| 2022 | $136.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $232,391 | $309,544 Land $50,000 Building $259,544 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1912 Sundown Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 215 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 215 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1912 Sundown Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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