Jackson County property record for 1912 Stuart Ave, Ocean Springs, MS 39564
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,260 sqft · built 1954 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $73,500 (Aug 2010) |
| Tax Bill | $1,404 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 789.29-02-0233.00 |
| Primary APN | 789.29-02-0233.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,260 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1912 STUART AVE |
|---|---|
| City | OCEAN SPRINGS |
| State | MS |
| Zip | 39564-3926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 SCHLUTER PK S/D DB 1617-692 (233 MAP789.29-02) |
| Legal Range | 8W |
| Legal Township | 7S |
| Legal Section | 29 |
| Legal Subdivision | SCHLUTER PK |
| Legal Lot Number | 44 |
| Jurisdiction | JACKSON MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 40500 |
Source: Jackson County assessment roll, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1912 STUART AVE, OCEAN SPRINGS, MS 39564-3926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Jul 16, 2018 | Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Oct 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 13, 2010 · Amount on Record |
| Deed Sale | Aug 13, 2010 · Amount on Record |
| Deed Document Number | 201013791 |
| Deed Book / Page | 1617 / 692 |
| Prior Transfer Date | Jul 30, 2010 |
| Prior Transfer Doc | 001617/692 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Recording Date | Jun 22, 2026 |
| Property Address | 1912 STUART AVE, OCEAN SPRINGS, MS 39564-3926 |
| Document Number | 0000012466 |
| Book / Page | 4256 / 24 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202612466 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1912 STUART AVE, OCEAN SPRINGS, MS 39564-3926 |
| Document Number | 0000012466, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 4256/24 |
| Instrument | 202612466 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 15, 2031 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 1912 STUART AVE, OCEAN SPRINGS, MS 39564-3926 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003524/0000000020 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 0000003524/0000000020 |
| Instrument | 201813386 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 54 Months |
| Due | Jan 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 1912 STUART AVE, OCEAN SPRINGS, MS 39564-3926 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003840/878 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 3840/878 |
| Instrument | 202126023 |
| Name | COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Jackson County assessment roll, as of March 20, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jackson County |
| Municipality | Ocean Springs City |
| Unified School District | Ocean Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,404.00 (+17.2%) Homeowner's exemption | $11,061 (+6.38%) Land $4,299 Building $6,762 | $110,611 (+6.38%) Land $42,990 Building $67,621 |
| 2024 | $1,198.00 (-1.32%) Homeowner's exemption | $10,398 (-) Land $4,194 Building $6,204 | $103,981 (-) Land $41,940 Building $62,041 |
| 2023 | $1,214.00 (-0.33%) Homeowner's exemption | $10,398 (-) Land $4,194 Building $6,204 | $103,981 (-) Land $41,940 Building $62,041 |
| 2022 | $1,218.00 Homeowner's exemption | $10,398 Land $4,194 Building $6,204 | $103,981 Land $41,940 Building $62,041 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 144 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 144 in force |
| Nearby Flood Claims | 73 (1979–2021) |
| Claims Outside the SFHA | 26 of 73 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST JACKSON CO UTILITY DIST serves 28,544 people · EPA ID MS0300156 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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