Matagorda County property record for 1912 Spruce St, Bay City, TX 77414
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,810 sqft · built 2022 |
| Lot Size | 0.182 acres (7,937 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,102 (2026) |
| Deeds & Mortgages | Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3250-0010-000400 |
| Primary APN | 3250-0010-000400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,810 sqft Living Area |
| Gross Area | 2,300 sqft |
| 1st Floor Area | 700 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,937 sqft (0.182 acres) |
| Lot Dimensions | 140 ft deep x 57 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3250-0010-000400 |
|---|---|
| Street Address | 1912 SPRUCE ST |
| City | BAY CITY |
| State | TX |
| Zip | 77414-8419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK MANOR VILLAS, BLOCK 1, LOT 4 |
| Legal Subdivision | OAK MANOR VILLAS |
| Jurisdiction | MATAGORDA TX |
| Township / Civil Division | BAY CITY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 730302 |
1912 Spruce St is owned and occupied by an individual.
Source: Matagorda County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1912 SPRUCE ST, BAY CITY, TX 77414-8419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MATAGORDA TX |
| Recording Date | Nov 22, 2023 |
| Property Address | 1912 SPRUCE ST, BAY CITY, TX 77414-8419 |
| Document Number | 2023006841 |
| Map Reference | SL 520A&521B |
| Instrument Date | Nov 17, 2023 |
| Instrument | 2023-006841 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Title Company | LANDTITLE TX LLC, LANDTITLE TEXAS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25420 KUYKENDAHL RD # 500, 500, TOMBALL, TX 77375-3405 |
| Name | Verified Name |
|---|---|
| Address | 1912 SPRUCE ST, BAY CITY, TX 77414-8419 |
| Document Number | 2023006842 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 2023-006842 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2043 |
The 2026 property tax bill for 1912 Spruce St was $5,102, up 0.9% from the year before.
Source: Matagorda County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bay City |
| County | Matagorda County |
| Unified School District | Bay City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,102.00 (+0.89%) | $230,420 (+0.88%) Land $26,650 Building $203,770 | $230,420 (+0.88%) Land $26,650 Building $203,770 |
| 2025 | $5,057.00 | $228,410 Land $26,650 Building $201,760 | $228,410 Land $26,650 Building $201,760 |
| 2023 | $220,930 Land $15,000 Building $205,930 | $220,930 Land $15,000 Building $205,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1912 Spruce St in Zone X, an area of minimal flood risk, though there have been 74 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 74 (1979–2019) |
| Claims Outside the SFHA | 60 of 74 |
| Most Recent Claim | Sep 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1912 Spruce St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 18,061 people · EPA ID TX1610001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2025 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Sparklight Cable | 1,000 / 50 |
| TISD Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Skynet Fixed Wireless | 100 / 50 |
May also be available: YK Communications.
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