1912 S Luster Ave, Springfield, MO 65804 Property Records

Greene County property record for 1912 S Luster Ave, Springfield, MO 65804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,556 sqft · built 1954
Lot Size	0.298 acres (13,024 sqft)
Owner	2 Individuals on Record
Tax Bill	$1,597 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`88-12-32-215-003`

Property Details

APN / Parcel Number

Primary APN	`88-12-32-215-003`
Alternative APN	`1232215003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,556 sqft Living Area
Basement Area	852 sqft
Finished Basement	852 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Architectural Style	Ranch
Construction Type	Brick
Lot Area	13,024 sqft (0.298 acres)
Lot Dimensions	140 ft deep x 93 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	881232215003
Old Parcel Number	881232215003
Street Address	1912 S LUSTER AVE
City	SPRINGFIELD
State	MO
Zip	65804-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	LINWOOD HGTS 4TH AMND LOT 2 BLK E
Legal Range	21W
Legal Township	29N
Legal Section	32
Legal Subdivision	LINWOOD
Legal Block	E
Legal Lot Number	2
Jurisdiction	GREENE MO
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2019
Census Tract	5700

Owner

Source: Greene County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Co-owner	Co-owner on Record
Mailing Address	1912 S LUSTER AVE, SPRINGFIELD, MO 65804-2602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Nov 10, 2021	Deed of Trust, Mortgage · Commercial Mortgage COMMERCE BANK
Jun 19, 2017	Deed of Trust, Mortgage · Commercial Mortgage OAKSTAR BANK NA
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Apr 19, 2018	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2018
Deed Sale	Apr 19, 2018
Prior Sale	Dec 21, 2012
Deed Document Number	0181336218
Deed Book / Page	2018 / 013362-18
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	1912 S LUSTER AVE, SPRINGFIELD, MO 65804-2602
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 S LUSTER AVE, SPRINGFIELD, MO 65804-2602

Mortgage

Document Number	0000001020
Date	Apr 6, 2023
Book Page	2023/10202-23
Instrument	10202-23

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 27, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	1912 S LUSTER AVE, SPRINGFIELD, MO 65804-2602
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 S LUSTER AVE, SPRINGFIELD, MO 65804-2602

Mortgage

Document Number	0000005604
Date	Nov 10, 2021
Book Page	2021/56049-21
Instrument	56049-21

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64108

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 15, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	1912 S LUSTER AVE, SPRINGFIELD, MO 65804-2602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023968
Date	Jun 19, 2017
Book Page	2017/023968-17
Instrument	023968-17

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	1912 S LUSTER AVE, SPRINGFIELD, MO 65804-2602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000168
Date	Jan 4, 2021
Book Page	2021/168-21
Instrument	168-21

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Apr 19, 2018
Property Address	1912 S LUSTER AVE, SPRINGFIELD, MO 65804-2602
Document Number	0000001336
Book / Page	2018 / 013362-18
Instrument Date	Apr 3, 2018
Instrument	013362-18
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 S LUSTEN AURY, SPRINGFIELD, MO 65804

Mortgage

Document Number	0000001336
Date	Apr 19, 2018
Instrument	013363-18

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Greene County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Municipality	Springfield City
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,597.00 (+2.57%)	$32,070 (+9.87%) Land $6,190 Building $25,880	$168,800 (+9.9%) Land $32,600 Building $136,200
2023	$1,557.00 (+4.01%)	$29,190 (+6.46%) Land $4,600 Building $24,590	$153,600 (+6.44%) Land $24,200 Building $129,400
2022	$1,497.00	$27,420 Land $4,600 Building $22,820
2021			$144,300 Land $24,200 Building $120,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2016–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: WON Communications.

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