1912 S 15th St, Waco, TX 76706 Property Records

McLennan County property record for 1912 S 15th St, Waco, TX 76706

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,800 sqft · built 2006
Lot Size	0.189 acres (8,250 sqft)
Owner	Trust Name on File
Last Sale	$389,025 (Aug 2023)
Tax Bill	$8,953 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-002900-027200-1`

Property Details

APN / Parcel Number

Primary APN	`48-002900-027200-1`
Alternative APNs	`4800290002720010111` `162823`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
1st Floor Area	1,840 sqft
2nd Floor Area	960 sqft
Flooring	Carpet

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Area	176 sqft
Driveway	Concrete Driveway
Driveway Area	2,747 sqft
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1912 S 15TH ST
City	WACO
State	TX
Zip	76706-3074
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	BAYLOR LOT 12 BLOCK 22 ACRES .1894
Legal Subdivision	BAYLOR
Legal Block	22
Legal Lot Number	12
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2009
Census Tract	1900

Owner

1912 S 15th St, a duplex, is held in a trust since August 2023.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Trust Name on File
Mailing Address	10035 CIRCLEVIEW DR, AUSTIN, TX 78733-6303
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Aug 11, 2023	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 17, 2018	Warranty Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023 · Amount on File
Deed Sale	Aug 11, 2023 · Amount on File
Prior Sale	Dec 17, 2018 · Amount on File
Deed Document Number	202325551
Prior Transfer Date	Dec 14, 2018
Prior Transfer Doc	0000043424
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1912 S 15TH ST, WACO, TX 76706-3074
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010836
Date	Mar 21, 2022
Instrument	2022010836

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 11, 2023
Property Address	1912 S 15TH ST, WACO, TX 76706-3074
Document Number	0000025551
Map Reference	VOL 69 PG 108
Instrument Date	Aug 10, 2023
Instrument	2023025551
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	WFG TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10035 CIRCLEVIEW DR, AUSTIN, TX 78733-6303

Mortgage

Document Number	0000025552
Date	Aug 11, 2023
Instrument	2023025552

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 17, 2018
Property Address	1912 S 15TH ST, WACO, TX 76706-3074
Document Number	0000043424
Instrument Date	Dec 14, 2018
Instrument	43424
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	FIRST TITLE COMPANY/WACO LLC, FIRST TITLE CO/WACO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 S 15TH ST WACO TX 767063074, WACO, TX 76706-3074

Mortgage

Document Number	43425
Date	Dec 17, 2018
Instrument	43425

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1912 S 15th St was $8,953, up 1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,191 (-3.27%) Land $138,435 Building $246,756	$385,191 (-3.27%) Land $138,435 Building $246,756
2025	$8,953.00 (+1.03%)	$398,230 Land $125,810 Building $272,420	$398,230 Land $125,810 Building $272,420
2024	$8,862.00
2023		$387,110 (+10.29%) Land $125,810 Building $261,300	$387,110 (+10.29%) Land $125,810 Building $261,300
2022	$8,678.00	$351,000 Land $113,440 Building $237,560	$351,000 Land $113,440 Building $237,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1912 S 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Aug 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1912 S 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Pavlov Media, T-Mobile.

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