1912 Ruby St, Sioux City, IA 51103 Property Records

Woodbury County property record for 1912 Ruby St, Sioux City, IA 51103

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 676 sqft · built 1952
Lot Size0.151 acres (6,600 sqft)
Owner2 Owner Names on Record
Tax Bill$1,140 (2023)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN894719428004

Property Details

APN / Parcel Number

Primary APN894719428004

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area676 sqft Living Area
1st Floor Area676 sqft
Basement Area676 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1952
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,600 sqft (0.151 acres)
Garage TypeDetached
Deck Area320 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1912 RUBY ST
CitySIOUX CITY
StateIA
Zip51103-2350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-175
Legal DescriptionSMITH VILLA HEIGHTS LOT 15 BLK 3
Legal Range47
Legal Township89
Legal Section19
Legal SubdivisionSMITH VILLA HEIGHTS
Legal Block3
Legal Lot Number15
JurisdictionWOODBURY IA
Township / Civil DivisionSIOUX CITY
Census Block Group3
Census Block3012
Census Tract800

Owner

Source: Woodbury County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address1912 RUBY ST, SIOUX CITY, IA 51103-2350
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 27, 2011
Transfer Doc0000001185
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODBURY IA
Property Address1912 RUBY ST, SIOUX CITY, IA 51103-2350
Transaction TypeMortgage
Record UpdatedApr 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005869
DateDec 8, 2020
Instrument2020-15869
Lender
NameCITY OF SIOUX CITY
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWoodbury County
MunicipalitySioux City
Unified School DistrictSioux City Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$84,400 (+1.56%) Land $23,100 Building $61,300$84,400 (+1.56%) Land $23,100 Building $61,300
2023$1,140.00 (-7.62%) Homeowner's exemption$83,100 (+18.04%) Land $19,400 Building $63,700$83,100 (+18.04%) Land $19,400 Building $63,700
2022$1,234.00 (+7.12%) Homeowner's exemption$70,400 Land $17,700 Building $52,700
2021$1,152.00$70,400 Land $17,700 Building $52,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 76% of Iowa
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX CITY WATER SUPPLY
serves 85,791 people · EPA ID IA9778054
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureTreatment Techniques
Mar 2017
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Sparklight
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on Ruby St

Nearby Streets

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