1912 Laurel Rd, Oceanside, CA 92054 Property Records

San Diego County property record for 1912 Laurel Rd, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 2,924 sqft · built 1968
Lot Size0.265 acres (11,541 sqft)
Owner2 Individual Names on File
Last Sale$1,785,000 (Apr 2024)
Tax Bill$20,413 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Aug 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN165-340-01-00

Property Details

APN / Parcel Number

Primary APN165-340-01-00

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,924 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area11,541 sqft (0.265 acres)
Lot Dimensions133 ft deep x 90 ft wide
View / LotGood
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1912 LAUREL RD
CityOCEANSIDE
StateCA
Zip92054-6154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 TR 006069
Legal SubdivisionFIRE MOUNTAIN ESTATES
Legal Tract006069
Legal Block3
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3001
Census Tract18504

Owner

Source: San Diego County records · APN 165-340-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address17121 WOODSON VIEW LN, RAMONA, CA 92065-6813
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Grant Deed, Transfer · Conventional Mortgage
KIND LENDING LLC
Aug 04, 2017Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST EQUITY MORTGAGE LLC
Jan 24, 2020Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Dec 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2024 · Amount on Record
Deed SaleApr 29, 2024 · Amount on Record
Prior SaleNov 17, 2011 · Amount on Record
Deed Document Number2024107018
Prior Transfer DateMay 02, 2006
Prior Transfer Doc0000314343
Record UpdatedSep 20, 2026

April 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 29, 2024
Property Address1912 LAUREL RD, OCEANSIDE, CA 92054-6154
Document Number0000107018
Instrument DateMar 27, 2024
Instrument2024-0107018
Transaction TypeTransfer
Record UpdatedMay 08, 2024
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address17121 WOODSON VIEW LN, RAMONA, CA 92065-6813

Mortgage

Document Number0000107019
DateApr 29, 2024
Instrument2024-0107019
Lender
NameKIND LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1912 LAUREL RD, OCEANSIDE, CA 92054-6154
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000353306
DateAug 04, 2017
Instrument2017-0353306
Lender
NameMIDWEST EQUITY MORTGAGE LLC
TypeMortgage Company
AddressOAK BROOK, IL 60523
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1912 LAUREL RD, OCEANSIDE, CA 92054-6154
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040310
DateJan 24, 2020
Instrument2020-0040310
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 31, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1912 LAUREL RD, OCEANSIDE, CA 92054-6154
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1912 LAUREL RD, OCEANSIDE, CA 92054-6154

Mortgage

Document Number0000765609
DateDec 01, 2020
Instrument2020-0765609
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,857,114 (+2%) Land $1,560,600 Building $296,514
2025$20,413.00 (+177.2%)$1,820,700 (+173.17%) Land $1,530,000 Building $290,700
2023$7,364.00 (+25.71%) Homeowner's exemption$666,496 Land $187,574 Building $478,922
2022$5,858.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1978–1998)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 1998, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 449 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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