1912 Jefferson St, Paducah, KY 42001 Property Records

McCracken County property record for 1912 Jefferson St, Paducah, KY 42001

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,184 sqft · built 1920
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Jun 2026)
Tax Bill	$375 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`104-41-12-002`

Property Details

APN / Parcel Number

Primary APN	`104-41-12-002`
Alternative APNs	`156332` `140109` `28014`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,184 sqft Living Area
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 64 ft wide
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	156332
Street Address	1912 JEFFERSON ST
City	PADUCAH
State	KY
Zip	42001-7118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7-34-35 64 X 150 1912 JEFFERSON ST
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	2
Census Block	2029
Census Tract	30500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jefferson Street-Fountain Avenue Residential District listed 1982 · 453 contributing resources · NRIS 82002735

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1912 JEFFERSON ST, PADUCAH, KY 42001-7118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed, Transfer · Conventional Mortgage PADUCAH BANK AND TRUST
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage PADUCAH BANK AND TRUST
Nov 18, 2024	Affidavit of Death of Joint Tenant, Transfer
Nov 18, 2024	Deed, Transfer · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Nov 18, 2024 · Amount on Record
Deed Document Number	2026850244
Deed Book / Page	1546 / 210
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Jun 30, 2026
Property Address	1912 JEFFERSON ST, PADUCAH, KY 42001-7118
Document Number	0000850244
Book / Page	1546 / 210
Instrument Date	Jun 24, 2026
Instrument	2026850244
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,029.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 JEFFERSON ST, PADUCAH, KY 42001-7118

Mortgage

Document Number	0000850245,
Date	Jun 30, 2026
Instrument	2026850245

Lender

Name	PADUCAH BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Recording Date	Jun 30, 2026
Property Address	1912 JEFFERSON ST, PADUCAH, KY 42001-7118
Document Number	0000850245
Book / Page	1886 / 220
Instrument Date	Jun 24, 2026
Instrument	2026850245
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 JEFFERSON ST, PADUCAH, KY 42001-7118

Mortgage

Document Number	0000850245,
Date	Jun 30, 2026
Book Page	1886/220
Instrument	2026850245

Lender

Name	PADUCAH BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MCCRACKEN KY
Recording Date	Nov 18, 2024
Property Address	1912 JEFFERSON ST, PADUCAH, KY 42001-7118
Document Number	0D1512/127
Book / Page	D1512 / 127
Instrument Date	Nov 14, 2024
Instrument	705231
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 HOPEWELL RD, KUTTAWA, KY 42055-5638

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Nov 18, 2024
Property Address	1912 JEFFERSON ST, PADUCAH, KY 42001-7118
Document Number	0D1512/130
Book / Page	D1512 / 130
Instrument Date	Nov 2, 2024
Instrument	705232
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	326 E 65TH ST # ST12, ST12, NEW YORK, NY 10065-6746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3315 BUCKNER LN, PADUCAH, KY 42001-4730

Mortgage

Document Number	0000705233
Date	Nov 18, 2024
Instrument	705233

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 6, 2029

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Municipality	Paducah City
Unified School District	Paducah Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,000 (-)	$105,000 (-)
2025	$375.00 (-88.21%)	$105,000 (-51.34%)	$105,000 (-51.34%)
2023	$3,182.00 (+722.22%)	$215,800 (+103.97%)	$215,800 (+103.97%)
2022	$387.00 Homeowner's exemption	$105,800	$105,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, PPS Fibernet, Quad State Internet.

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