1912 Garza St, Laredo, TX 78040 Property Records

Webb County property record for 1912 Garza St, Laredo, TX 78040

Property Summary

Property Type	Single Family Home
Details	1,750 sqft · built 1915
Lot Size	0.199 acres (8,680 sqft)
Owner	Individual Name on Record
Last Sale	$172,900 (Feb 2026)
Tax Bill	$511 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2016 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109-00447-020`

Property Details

APN / Parcel Number

Primary APN	`109-00447-020`
Alternative APN	`162844`

Interior

Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,750 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	8,680 sqft (0.199 acres)
Lot Dimensions	125 ft deep x 69 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	382 sqft
Storage Building	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1912 GARZA ST
City	LAREDO
State	TX
Zip	78040-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 2 BLK 447 WD
Legal Subdivision	WESTERN -- BLOCKS 401 - 450
Legal Block	447
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2020
Census Tract	601

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1912 GARZA ST, LAREDO, TX 78040-3619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Vendor's Lien, Transfer · Stand-Alone First Mortgage PENA & PENA INVESTMENTS LLC
Feb 12, 2016	Warranty Deed, Transfer
Jul 2, 2008	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Prior Sale	Jan 28, 2026
Deed Document Number	20261578629
Deed Book / Page	5977 / 835
Prior Transfer Date	May 30, 2008
Prior Transfer Doc	0001008991
Record Updated	Oct 29, 2026

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 2, 2026
Property Address	1912 GARZA ST, LAREDO, TX 78040-3619
Document Number	005977/835
Book / Page	5977 / 835
Instrument Date	Jan 31, 2026
Instrument	1578629
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 GARZA ST, LAREDO, TX 78040-3619

Mortgage

Document Number	0001578630
Date	Feb 2, 2026
Instrument	1578630

Lender

Name	PENA & PENA INVESTMENTS LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	245 Months
Due	Jul 1, 2046

February 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Feb 12, 2016
Property Address	1912 GARZA ST, LAREDO, TX 78040-3619
Document Number	003924/506
Book / Page	3924 / 506
Instrument Date	Feb 11, 2016
Instrument	1256724
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1912 GARZA ST, LAREDO, TX 78040-3619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 ADRIANA CT, LAREDO, TX 78040-1008

July 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Jul 2, 2008
Property Address	1912 GARZA ST, LAREDO, TX 78040-3619
Document Number	002610/732
Book / Page	2610 / 732
Instrument Date	May 15, 2008
Instrument	1008994
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2204 ADRIANA CT, LAREDO, TX 78040-1008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 GARZA ST, LAREDO, TX 78040-3619

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,949 (+2.92%) Land $74,474 Building $29,475	$103,949 (+2.92%) Land $74,474 Building $29,475
2025	$511.00 (+9.19%)	$101,002 (+31.41%) Land $74,474 Building $26,528	$101,002 (+31.41%) Land $74,474 Building $26,528
2024	$468.00 (+1.52%)
2023		$76,860 Land $50,865 Building $25,995	$76,860 Land $50,865 Building $25,995
2022	$461.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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