1912 Carpenter St, Shelby, NC 28150 Property Records

Cleveland County property record for 1912 Carpenter St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,028 sqft · built 1961
Lot Size	0.35 acres (15,276 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Sep 2026)
Tax Bill	$928 (2026)
Deeds & Mortgages	Sep 2026 Sale Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26113`

Property Details

APN / Parcel Number

Primary APN	`26113`
Alternative APN	`1332803`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,028 sqft Finished Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Type	Shed Roof
Lot Area	15,276 sqft (0.35 acres)
Lot Dimensions	201 ft deep x 76 ft wide

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Canopy	16 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1332803
Street Address	1912 CARPENTER ST
City	SHELBY
State	NC
Zip	28150-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#8,PT#9PB7-101DWCARPENTER PROP
Legal Subdivision	PROPERTY OF D W CARPENTER JR
Legal Block	3
Legal Lot Number	6
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1014
Census Tract	950702

Owner

Source: Cleveland County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	433 S FARMER AVE, 500, TEMPE, AZ 85281-2875
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY
Jan 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 27, 2020	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Aug 27, 2020 · Amount on Record
Deed Document Number	2026200133159
Deed Book / Page	1983 / 1618
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 2, 2026
Property Address	1912 CARPENTER ST, SHELBY, NC 28150-6102
Document Number	0200133159
Book / Page	1983 / 1618
Instrument Date	Sep 1, 2026
Instrument	2026200133159
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$24,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1912 CARPENTER ST, SHELBY, NC 28150-6102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017331924
Date	Jan 5, 2017
Book Page	1733/1924
Instrument	2017-000202

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 27, 2020
Property Address	1912 CARPENTER ST, SHELBY, NC 28150-6102
Document Number	0018200963
Book / Page	1820 / 963
Map Reference	MB 7 PG 101
Instrument Date	Aug 25, 2020
Instrument	200043458
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 ROPER MOUNTAIN ROAD EXT # EXT1133L, 230, GREENVILLE, SC 29615-4825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 CARPENTER ST, SHELBY, NC 28150-6102

Mortgage

Document Number	1820966
Date	Aug 27, 2020
Instrument	1820/966

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$928.00 (+5.22%)	$88,717 (-) Land $17,024 Building $71,693	$88,717 (-) Land $17,024 Building $71,693
2025	$882.00	$88,717 (+43.79%) Land $17,024 Building $71,693	$88,717 (+43.79%) Land $17,024 Building $71,693
2023		$61,697 Land $12,768 Building $48,929	$61,697 Land $12,768 Building $48,929

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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