1912 Bourland Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1912 Bourland Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 886 sqft · built 1960
Lot Size	0.217 acres (9,450 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Nov 2025)
Tax Bill	$2,500 (2025)
Deeds & Mortgages	Nov 2010 Mortgage Jan 2016 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-404-007`

Property Details

APN / Parcel Number

Primary APN	`8913-36-404-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	886 sqft Living Area
1st Floor Area	886 sqft
Basement Area	886 sqft
Finished Basement	250 sqft
Unfinished Basement	886 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,450 sqft (0.217 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	302 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1912 BOURLAND AVE
City	WATERLOO
State	IA
Zip	50702-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC LENDONS FIRST ADDITION LOT 240
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	MC LENDONS FIRST ADDITION
Legal Lot Number	240
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3006
Census Tract	1000

Owner

1912 Bourland Ave is owned and occupied by an individual who bought it in November 2025.

Source: Black Hawk County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1912 BOURLAND AVE, WATERLOO, IA 50702-2521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2010	Deed of Trust, Mortgage VERIDIAN CU
Jan 14, 2016	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Oct 29, 2012	Deed of Trust, Mortgage VERIDIAN CU
Nov 4, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Feb 18, 2022	Legal Action/Court Order, Foreclosure · Conventional Mortgage GREENSTATE CU
Jan 4, 2021	Affidavit of Death of Joint Tenant, Transfer
Dec 2, 2013	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2025 · Amount on File
Deed Sale	Nov 4, 2025 · Amount on File
Prior Sale	Feb 18, 2022 · Amount on File
Deed Document Number	202516189
Prior Transfer Date	Dec 31, 2020
Prior Transfer Doc	0000013898
Record Updated	Oct 29, 2026

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1912 BOURLAND AVE, WATERLOO, IA 50702-2521
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT &

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20110010122
Date	Nov 17, 2010
Instrument	20110010122

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount on Record
Term	85 Months
Due	Dec 1, 2017

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1912 BOURLAND AVE, WATERLOO, IA 50702-2521
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600012454
Date	Jan 14, 2016
Instrument	2016-00012454

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 6, 2031

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1912 BOURLAND AVE, WATERLOO, IA 50702-2521
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT &

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012008636
Date	Oct 29, 2012
Instrument	2012008636

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2022

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 4, 2025
Property Address	1912 BOURLAND AVE, WATERLOO, IA 50702-2521
Document Number	0202516189
Instrument Date	Oct 31, 2025
Instrument	2025-16189
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 BOURLAND AVE, WATERLOO, IA 50702-2521
Investor	Possibly a Property Investor

Mortgage

Document Number	0202516190
Date	Nov 4, 2025
Instrument	2025-16190

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1912 BOURLAND AVE, WATERLOO, IA 50702-2521
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200016819
Date	Feb 18, 2022
Instrument	202200016819

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 5, 2032

February 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 18, 2022
Property Address	1912 BOURLAND AVE, WATERLOO, IA 50702-2521
Document Number	202200016817
Instrument Date	Feb 8, 2022
Instrument	202200016817
Transaction Type	Foreclosure
Record Updated	Nov 17, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 BOURLAND AVE, WATERLOO, IA 50702-2521
Investor	Possibly a Property Investor

Mortgage

Document Number	202200016818
Date	Feb 18, 2022
Instrument	202200016818

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

Mortgage

Document Number	202200016819
Date	Feb 18, 2022
Instrument	202200016819

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 5, 2032

January 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 4, 2021
Property Address	1912 BOURLAND AVE, WATERLOO, IA 50702-2521
Document Number	202100013898
Instrument Date	Dec 31, 2020
Instrument	202100013898
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78880 RUNAWAY BAY DR, BERMUDA DUNES, CA 92203-1593

December 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 2, 2013
Property Address	1912 BOURLAND AVE, WATERLOO, IA 50702-2521
Document Number	2014011315
Instrument Date	Nov 22, 2013
Instrument	2014011315
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1912 BOURLAND AVE, WATERLOO, IA 50702-2521

Mortgage

Document Number	2014011316
Date	Dec 2, 2013
Instrument	2014011316

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 1912 Bourland Ave was $2,500 with a homeowner's exemption, down 10.7% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,500.00 (-10.68%) Homeowner's exemption	$133,350 Land $24,260 Building $109,090	$133,350 Land $24,260 Building $109,090
2024	$2,799.00
2023		$124,260 (+21.22%) Land $24,260 Building $100,000	$124,260 Land $24,260 Building $100,000
2022	$2,056.00	$102,510 Land $24,260 Building $78,250
2021			$102,510 Land $24,260 Building $78,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1912 Bourland Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1912 Bourland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Waterloo Fiber.

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