1912 7th Ave N, Moorhead, MN 56560 Property Records

Clay County property record for 1912 7th Ave N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$152,200 (Feb 2019)
Tax Bill	$3,366 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58.319.0650`

Property Details

APN / Parcel Number

Primary APN	`58.319.0650`

Exterior

Lot Area	5,001 sqft (0.11 acres)

Location & Zoning

Street Address	1912 7TH AVE N
City	MOORHEAD
State	MN
Zip	56560-2329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME HOLES 2ND ADD SUBDIVISIONCD 58319 E 50' OF LOTS 13 TO 16 13
Legal Range	48
Legal Township	139
Legal Section	04
Legal Subdivision	HOLES 2ND ADD
Legal Block	13
Legal Lot Number	13
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1018
Census Tract	30300

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1912 7TH AVE N, MOORHEAD, MN 56560-2329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Feb 27, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 13, 2018	Warranty Deed, Transfer FM TITLE
Nov 27, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2019 · Amount on Record
Deed Sale	Feb 27, 2019 · Amount on Record
Prior Sale	Apr 13, 2018 · Amount on Record
Deed Document Number	2019787450
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1912 7TH AVE N, MOORHEAD, MN 56560-2329
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000822909
Date	Nov 10, 2021
Instrument	822909

Lender

Name	EMBRACE HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Feb 27, 2019
Property Address	1912 7TH AVE N, MOORHEAD, MN 56560-2329
Document Number	0000787450
Instrument Date	Feb 25, 2019
Instrument	787450
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.26
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 7TH AVE N, MOORHEAD, MN 56560-2329

Mortgage

Document Number	0000787451
Date	Feb 27, 2019
Instrument	787451

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Apr 13, 2018
Property Address	1912 7TH AVE N, MOORHEAD, MN 56560-2329
Document Number	0000778672
Instrument Date	Apr 11, 2018
Instrument	778672
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Tax	$198.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1913 54TH AVE N MOORHEAD MN 565606659, MOORHEAD, MN 56560-6659

November 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CLAY MN
Recording Date	Nov 27, 2017
Property Address	1912 7TH AVE N, MOORHEAD, MN 56560-2329
Document Number	0000775158
Instrument Date	Nov 15, 2017
Instrument	775158
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 19TH ST N MOORHEAD MN 565602344, MOORHEAD, MN 56560-2344

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,366.00 (+18.94%) Homeowner's exemption	$183,900 (-9.23%) Land $25,000 Building $158,900	$183,900 (-9.23%) Land $25,000 Building $158,900
2025		$202,600 (+12.68%) Land $28,600 Building $174,000	$202,600 (+12.68%) Land $28,600 Building $174,000
2023	$2,830.00 Homeowner's exemption	$179,800 Land $24,200 Building $155,600	$179,800 Land $24,200 Building $155,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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