19115 Elmer Dr, Macomb, MI 48044 Property Records

Macomb County property record for 19115 Elmer Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,880 sqft · built 1996
Lot Size0.241 acres (10,498 sqft)
Owner2 Individual Names on File
Tax Bill$4,372 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-08-21-303-010

Property Details

APN / Parcel Number

Primary APN20-08-21-303-010
Alternative APN
  • 0821303010

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,880 sqft Living Area
1st Floor Area1,862 sqft
Basement Area1,862 sqft
Unfinished Basement1,862 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialBrick
Lot Area10,498 sqft (0.241 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage Area551 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address19115 ELMER DR
CityMACOMB
StateMI
Zip48044-1253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionMIDDLE RIVER SUB LOT 27 LIBER: 108 PAGES: 3-6
Legal SubdivisionMIDDLE RIVER SUB
Legal Lot Number27
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2020
Census Tract224001

Owner

19115 Elmer Dr is owned and occupied by two individuals.

Source: Macomb County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address19115 ELMER DR, MACOMB, MI 48044-1253
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
GENISYS CU
Jan 6, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address19115 ELMER DR, MACOMB, MI 48044-1253
Transaction TypeMortgage
Record UpdatedMay 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address19115 ELMER DR, MACOMB, MI 48044-1253

Mortgage

Document Number2102140381
DateMar 22, 2021
Book Page27501/206
Instrument202102140381
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueApr 1, 2031

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address19115 ELMER DR, MACOMB, MI 48044-1253
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002051
DateJan 6, 2020
Book Page26438/124
Instrument2002051
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueDec 17, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 19115 Elmer Dr was $4,372 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$202,700$405,400
2025$4,372.00
2023$173,600$347,200
2022$3,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19115 Elmer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19115 Elmer Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Elmer Dr

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