19112 E Lazy Branch Rd, Independence, MO 64058 Property Records

Jackson County property record for 19112 E Lazy Branch Rd, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,700 sqft · built 1996
Lot Size	0.292 acres (12,722 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,100 (Nov 2012)
Tax Bill	$4,739 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-840-07-04`

Property Details

APN / Parcel Number

Primary APN	`10-840-07-04`
Alternative APNs	`10-840-07-04-00-0-00-000` `715813`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	575 sqft
Basement Area	575 sqft
Finished Basement	575 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,722 sqft (0.292 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	144 sqft
Patio Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	715813
Street Address	19112 E LAZY BRANCH RD
City	INDEPENDENCE
State	MO
Zip	64058-1373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW SALEM, LOTS 56-71 LOT 65
Legal Subdivision	NEW SALEM 4TH PLAT
Legal Block	3
Legal Lot Number	65
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3000
Census Tract	15100

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19112 E LAZY BRANCH RD, INDEPENDENCE, MO 64058-1373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit SM FCU
Feb 7, 2020	Deed of Trust, Mortgage US BK
Oct 17, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2012 · Amount on Record
Deed Sale	Nov 15, 2012 · Amount on Record
Prior Sale	Oct 31, 1996 · Amount on Record
Deed Document Number	2012122295
Prior Transfer Date	Jan 1, 2012
Prior Transfer Doc	00E0024980
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Jul 13, 2026
Property Address	19112 E LAZY BRANCH RD, INDEPENDENCE, MO 64058-1373
Document Number	0000051921
Instrument Date	Jul 13, 2026
Instrument	202651921
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19112 E LAZY BRANCH RD, INDEPENDENCE, MO 64058-1373

Mortgage

Document Number	0000051921,
Date	Jul 13, 2026
Instrument	202651921

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19112 E LAZY BRANCH RD, INDEPENDENCE, MO 64058-1373
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0089065
Date	Dec 14, 2023
Instrument	2023E0089065

Lender

Name	SM FCU
Type	Credit Union
Address	MISSION, KS 66201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19112 E LAZY BRANCH RD, INDEPENDENCE, MO 64058-1373
Document Number	0000E14190
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19112 E LAZY BRANCH RD INDEPENDENCE MO 640581373, INDEPENDENCE, MO 64058-1373

Mortgage

Document Number	0000E14190
Date	Feb 19, 2020
Instrument	14190E

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19112 E LAZY BRANCH RD, INDEPENDENCE, MO 64058-1373
Document Number	0000E97560
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19112 E LAZY BRANCH RD INDEPENDENCE MO 640581373, INDEPENDENCE, MO 64058-1373

Mortgage

Document Number	0000E97560
Date	Oct 27, 2017
Instrument	97560E

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,718 (-) Land $6,766 Building $45,952	$277,460 (-)
2025	$4,739.00 (+6.54%)	$52,718 (+5.99%) Land $6,766 Building $45,952	$277,460 (+5.99%)
2024	$4,448.00 (+0.88%)
2023	$4,409.00	$49,740 Land $5,459 Building $44,281	$261,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1981–1989)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Wisper ISP.

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