19110 Tracy Ct, Lutz, FL 33548 Property Records

Hillsborough County property record for 19110 Tracy Ct, Lutz, FL 33548

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,382 sqft · built 1987
Lot Size	0.508 acres (22,143 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Sep 2024)
Tax Bill	$7,473 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013566-4016`

Property Details

APN / Parcel Number

Primary APN	`013566-4016`
Alternative APN	`U1127180J5000000000080`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,382 sqft Living Area
Gross Area	3,391 sqft
1st Floor Area	2,382 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,143 sqft (0.508 acres)
Lot Dimensions	255 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	369 sqft
Porch	Open Porch
Porch Area	505 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0135664016
Street Address	19110 TRACY CT
City	LUTZ
State	FL
Zip	33548-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-3
Legal Description	LAKE FERN SUBDIVISION LOT 8
Legal Range	18E
Legal Township	27S
Legal Section	11
Legal Subdivision	LAKE FERN SUBDIVISION
Legal Tract	J5
Legal Lot Number	8
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1002
Census Tract	11103

Owner

19110 Tracy Ct is owned and occupied by two individuals who bought it in September 2024.

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	19110 TRACY CT, LUTZ, FL 33548-5043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024 · Amount on File
Deed Sale	Sep 30, 2024 · Amount on File
Prior Sale	Jul 14, 2009 · Amount on File
Deed Document Number	2024406887
Record Updated	Oct 29, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 30, 2024
Property Address	19110 TRACY CT, LUTZ, FL 33548-5043
Document Number	0000406887
Map Reference	MB 47 PG 52
Instrument Date	Sep 26, 2024
Instrument	2024406887
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	UNKNOWN, BAXTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39913 SUN GLO CT, LADY LAKE, FL 32159-3539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19110 TRACY CT, LUTZ, FL 33548-5043

Mortgage

Document Number	0000406888
Date	Sep 30, 2024
Instrument	2024406888

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 19110 Tracy Ct was $7,473 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,379 (-1.33%) Land $109,081 Building $306,298	$415,379 (-1.33%) Land $109,081 Building $306,298
2025	$7,473.00 Homeowner's exemption Veteran's exemption	$420,999 Land $109,081 Building $311,918	$420,999 Land $109,081 Building $311,918
2023	$569.00 (-82.92%) Disabled Person's exemption Veteran's exemption	$216,518 (+3%)	$385,919 (+5.43%) Land $96,961 Building $288,958
2022	$3,331.00 Homeowner's exemption Veteran's exemption	$210,212	$366,052 Land $72,721 Building $293,331

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19110 Tracy Ct in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	15 (1979–2024)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19110 Tracy Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20