1911 Nations Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1911 Nations Way, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 2014
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$182,030 (Jul 2014)
Tax Bill	$2,212 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158800`

Property Details

APN / Parcel Number

Primary APN	`158800`
Alternative APN	`092630008200014950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Heated Area
Gross Area	2,290 sqft
1st Floor Area	1,760 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	130 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	158800
Street Address	1911 NATIONS WAY
City	SAINT CLOUD
State	FL
Zip	34769-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	ANTHEM PARK PHASE 3B PB 20 PG 90-93 LOT 495
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK
Legal Phase	3B
Legal Tract	82
Legal Block	1
Legal Lot Number	495
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1035
Census Tract	43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1911 NATIONS WAY, SAINT CLOUD, FL 34769-1829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES DEPT/AGRICULTURE
Jun 2, 2017	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2014 · Amount on Record
Deed Sale	Jul 24, 2014 · Amount on Record
Deed Document Number	2014105548
Deed Book / Page	4641 / 0136
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1911 NATIONS WAY, SAINT CLOUD, FL 34769-1829
Document Number	0053711600
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1911 NATIONS WAY ST CLOUD FL 347691829, ST CLOUD, FL 34769-1829

Mortgage

Document Number	0053711600
Date	Jul 23, 2018
Book Page	005371/001600
Instrument	112019

Lender

Name	UNITED STATES DEPT/AGRICULTURE
Address	ST LOUIS, MO 63120-1703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1911 NATIONS WAY, SAINT CLOUD, FL 34769-1829
Document Number	0051820348
Book / Page	005182 / 000348
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1911 NATIONS WAY ST CLOUD FL 347691829, ST CLOUD, FL 34769-1829

Mortgage

Document Number	0051820348
Date	Jul 20, 2017
Book Page	005182/000348
Instrument	105674

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,212.00 (-52.35%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$191,488 (+5.99%)	$301,800 (+0.94%) Land $70,000 Building $231,800
2023	$4,642.00 (+3.34%) Homeowner's exemption	$180,672 (+3%)	$299,000 (+17.86%) Land $60,000 Building $239,000
2022	$4,492.00 Homeowner's exemption	$175,410	$253,700 Land $55,000 Building $198,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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