1911 Main St, Sturgis, SD 57785 Property Records

Meade County property record for 1911 Main St, Sturgis, SD 57785

Property Summary

Property Type	Mobile Home
Details	3 bd · 2,240 sqft · built 1998
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$2,345 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01.51.13.03`

Property Details

APN / Parcel Number

Primary APN	`01.51.13.03`

Interior

Bedrooms	3 Beds
Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	1911 MAIN ST
City	STURGIS
State	SD
Zip	57785-1319
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	ASH'S EXT LOTS 3-4, BLK 13/14 #47988549079 ASSESSED EQUALIZED LOCAL COUNTY STATE EXEMPT ACRES UNITS VALUE VALUE BOARD BOARD B
Legal Range	05
Legal Township	05
Legal Section	04
Legal Subdivision	ASH'S EXTENSION
Legal Block	13
Legal Lot Number	3-4
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	4
Census Block	4042
Census Tract	20402

Owner

Source: Meade County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1911 MAIN ST, STURGIS, SD 57785-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage HUD
Jul 12, 2021	Deed of Trust, Mortgage · FHA Mortgage GATEWAY MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2008
Deed Sale	Apr 30, 2008
Deed Document Number	20081981-CV
Deed Book / Page	758 / 1947
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1911 MAIN ST, STURGIS, SD 57785-1319
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00999/1762
Date	Sep 19, 2025
Book Page	999/1762
Instrument	25005555

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	312 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1911 MAIN ST, STURGIS, SD 57785-1319
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	948/2000
Date	Jul 12, 2021
Book Page	948/2000
Instrument	21005223

Lender

Name	GATEWAY MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,345.00 (+23.16%) Additional exemption filed	$174,737 (+23.25%) Land $32,176 Building $142,561	$174,737 Land $32,176 Building $142,561
2024	$1,904.00 (-2.26%)
2023		$141,773 Land $32,176 Building $109,597
2022	$1,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30

May also be available: Wisp West.

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