1911 Loreto Dr, Laredo, TX 78045 Property Records

Webb County property record for 1911 Loreto Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,346 sqft · built 2002
Lot Size	0.137 acres (5,959 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,800 (Apr 2021)
Tax Bill	$1,623 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`989-51001-240`

Property Details

APN / Parcel Number

Primary APN	`989-51001-240`
Alternative APN	`263641`

Interior

Stories	2 Stories
Building Area	2,456 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	1,706 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,959 sqft (0.137 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	203 sqft

Location & Zoning

Street Address	1911 LORETO DR
City	LAREDO
State	TX
Zip	78045-6326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SAN ISIDRO RUIDOSO, BLOCK 1, LOT 24, UNIT I
Legal Subdivision	SAN ISIDRO RUIDOSO
Legal Block	1
Legal Lot Number	24
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1000
Census Tract	1726

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1911 LORETO DR, LAREDO, TX 78045-6326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK N.A
Apr 29, 2021	Vendor's Lien, Transfer · Conventional Mortgage SFMC LP
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 12, 2017	Gift Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	20211427115
Deed Book / Page	5011 / 656
Prior Transfer Date	Feb 16, 2017
Prior Transfer Doc	004251/659
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1911 LORETO DR, LAREDO, TX 78045-6326
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4252/618
Date	Jun 12, 2017
Book Page	4252/618
Instrument	1300025

Lender

Name	WELLS FARGO BANK N.A
Type	Non-Lending Institution
Address	DES MOINES, IA 50321

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 29, 2021
Property Address	1911 LORETO DR, LAREDO, TX 78045-6326
Document Number	005011/656
Book / Page	5011 / 656
Map Reference	VOL 21 PG 26&27
Instrument Date	Apr 27, 2021
Instrument	1427115
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1911 LORETO DR, LAREDO, TX 78045-6326

Mortgage

Document Number	0001427116
Date	Apr 29, 2021
Instrument	1427116

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1911 LORETO DR, LAREDO, TX 78045-6326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4827/291
Date	Jul 27, 2020
Book Page	4827/291
Instrument	1398863

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2040

June 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WEBB TX
Recording Date	Jun 12, 2017
Property Address	1911 LORETO DR, LAREDO, TX 78045-6326
Document Number	004251/659
Book / Page	4251 / 659
Instrument Date	Feb 16, 2017
Instrument	1299753
Transaction Type	Transfer
Record Updated	Nov 19, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 COMANCHE LOOP, LAREDO, TX 78043-4491

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,302 (+8.57%) Land $83,068 Building $265,234	$348,302 (+8.57%) Land $83,068 Building $265,234
2025	$1,623.00 (+0.62%)	$320,819 (+8.06%) Land $83,068 Building $237,751	$320,819 (+8.06%) Land $83,068 Building $237,751
2024	$1,613.00 (-5.51%)
2023		$296,903 Land $78,122 Building $218,781	$296,903 Land $78,122 Building $218,781
2022	$1,707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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