Limestone County property record for 19105 Racheals Loop, Athens, AL 35611
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,392 sqft · built 2019 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (May 2026) |
| Tax Bill | $1,813 (2025) |
| Deeds & Mortgages | May 2026 Sale & Construction Loan Feb 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1003052005035000 |
| Primary APN | 1003052005035000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 290 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 11002877 |
|---|---|
| Street Address | 19105 RACHEALS LOOP |
| City | ATHENS |
| State | AL |
| Zip | 35611-4882 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 04W |
| Legal Township | 03S |
| Legal Section | 00 |
| Legal Subdivision | ELLENWOOD |
| Legal Lot Number | 35 |
| Jurisdiction | LIMESTONE AL |
| Township / Civil Division | ATHENS |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 20600 |
19105 Racheals Loop is owned and occupied by an individual who bought it in May 2026.
Source: Limestone County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19105 RACHEALS LOOP, ATHENS, AL 35611-4882 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2026 | Warranty Deed, Construction Loan · Construction Mortgage MERIT BANK |
| Feb 8, 2023 | Warranty Deed, Transfer |
| Nov 16, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on File |
| Deed Sale | May 28, 2026 · Amount on File |
| Deed Document Number | 2026 |
| Prior Transfer Date | Nov 15, 2021 |
| Prior Transfer Doc | 2021/125838 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | May 28, 2026 |
| Property Address | 19105 RACHEALS LOOP, ATHENS, AL 35611-4882 |
| Instrument Date | May 26, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 29, 2026 |
| Title Company | TITLE ORDER NBR ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 19105 RACHEALS LOOP, ATHENS, AL 35611-4882 |
| Investor | Possibly a Property Investor |
| Date | May 28, 2026 |
|---|
| Name | MERIT BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.64% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Feb 8, 2023 |
| Property Address | 19105 RACHEALS LOOP, ATHENS, AL 35611-4882 |
| Document Number | 02023/7985 |
| Book / Page | 2023 / 7985 |
| Map Reference | MB H PG 83 |
| Instrument Date | Feb 8, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19223 YARBROUGH RD, ATHENS, AL 35613-5105 |
| Name | Verified Name |
|---|---|
| Address | 19223 YARBROUGH RD, ATHENS, AL 35613-5105 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Nov 16, 2021 |
| Property Address | 19105 RACHEALS LOOP, ATHENS, AL 35611-4882 |
| Document Number | 2021/125838 |
| Book / Page | 2021 / 125838 |
| Map Reference | MB H PG 83 |
| Instrument Date | Nov 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19223 YARBROUGH RD, 19223, ATHENS, AL 35613-5105 |
| Name | Verified Name |
|---|---|
| Address | 19223 YARBROUGH RD, ATHENS, AL 35613-5105 |
The 2025 property tax bill for 19105 Racheals Loop was $1,813, up 4.1% from the year before.
Source: Limestone County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Athens City |
| County | Limestone County |
| Unified School District | Athens City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,813.00 (+4.08%) | $45,340 (+4.09%) | $226,700 (+4.09%) Land $29,000 Building $197,700 |
| 2024 | $1,742.00 (+9.01%) | $43,560 (+9.01%) | $217,800 (+9.01%) Land $27,500 Building $190,300 |
| 2023 | $1,598.00 (+5.97%) | $39,960 (+5.94%) | $199,800 (+5.94%) Land $25,000 Building $174,800 |
| 2022 | $1,508.00 | $37,720 | $188,600 Land $27,000 Building $161,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 19105 Racheals Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1989–2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19105 Racheals Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.7% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS UTILITIES serves 43,431 people · EPA ID AL0000824 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Chlorine dioxide resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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