Hillsborough County property record for 19105 Fern Meadow Loop, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,184 sqft · built 2004 |
| Lot Size | 0.263 acres (11,436 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $369,000 (Apr 2020) |
| Tax Bill | $9,228 (2025) |
| Deeds & Mortgages | Apr 2024 Second Mortgage May 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012979-5838 |
| Primary APN | 012979-5838 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,184 sqft Living Area |
| Gross Area | 2,860 sqft |
| 1st Floor Area | 2,184 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,436 sqft (0.263 acres) |
| Lot Dimensions | 116 ft deep x 91.5 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Open Porch |
| Porch Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0129795838 |
|---|---|
| Street Address | 19105 FERN MEADOW LOOP |
| City | LUTZ |
| State | FL |
| Zip | 33558-4003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | FERN GLEN LOT 16 BLOCK 2 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | FERN GLEN |
| Legal Tract | 65J |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11509 |
19105 Fern Meadow Loop is owned and occupied by two individuals who bought it in April 2020.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 CHAPMAN WAY, EXETER, NH 03833-4587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| May 8, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BK |
| Apr 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2020 · Amount on File |
| Deed Sale | Apr 8, 2020 · Amount on File |
| Prior Sale | Jul 7, 2015 · Amount on File |
| Deed Document Number | 2020152194 |
| Prior Transfer Date | May 3, 2010 |
| Prior Transfer Doc | 0000165317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 19105 FERN MEADOW LOOP, LUTZ, FL 33558-4003 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 19105 FERN MEADOW LOOP, LUTZ, FL 33558-4003 |
| Document Number | 0000141100 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 2024141100 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 19105 FERN MEADOW LOOP, LUTZ, FL 33558-4003 |
| Document Number | 0000206489 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 19105 FERN MEADOW LOOP LUTZ FL 335584003, LUTZ, FL 33558-4003 |
| Document Number | 0000206489 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 206489 |
| Name | TRUIST BK |
|---|---|
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 18, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 8, 2020 |
| Property Address | 19105 FERN MEADOW LOOP, LUTZ, FL 33558-4003 |
| Document Number | 0000152194 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 152194 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | BAY TO BAY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,583.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 CHAPMAN WAY EXETER NH 038334587, EXETER, NH 03833-4587 |
| Document Number | 152195 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 152195 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 7, 2035 |
The 2025 property tax bill for 19105 Fern Meadow Loop was $9,228 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $528,610 (+2.7%) | $531,769 (-1.82%) Land $154,349 Building $377,420 | |
| 2025 | $9,228.00 Homeowner's exemption | $514,713 | $541,650 Land $154,349 Building $387,301 |
| 2023 | $8,499.00 (+3.47%) Homeowner's exemption | $485,638 (+3%) | $499,191 (+5.87%) Land $133,769 Building $365,422 |
| 2022 | $8,214.00 Homeowner's exemption | $471,493 Land $113,189 Building $358,304 | $471,493 Land $113,189 Building $358,304 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19105 Fern Meadow Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 8 (1988–2024) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19105 Fern Meadow Loop is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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