19104 E 20th Ter N, Independence, MO 64058 Property Records

Jackson County property record for 19104 E 20th Ter N, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,344 sqft · built 1980
Lot Size	0.25 acres (10,908 sqft)
Owner	2 Individual Names on File
Last Sale	$160,300 (Mar 2010)
Tax Bill	$3,173 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-210-19-16`

Property Details

APN / Parcel Number

Primary APN	`16-210-19-16`
Alternative APNs	`16-210-19-16-00-0-00-000` `16210191600000001` `735433`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	675 sqft
Basement Area	1,250 sqft
Finished Basement	675 sqft
Unfinished Basement	575 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,908 sqft (0.25 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	140 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	735433
Street Address	19104 E 20TH TER N
City	INDEPENDENCE
State	MO
Zip	64058-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALEM EAST LOT 322
Legal Subdivision	SALEM EAST
Legal Block	3
Legal Lot Number	322
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3004
Census Tract	15100

Owner

Source: Jackson County assessment roll, APN 16-210-19-16, as of September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19104 E 20TH TER N, INDEPENDENCE, MO 64058-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 09, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Jul 27, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCE BK
Jul 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2010 · Amount on Record
Deed Sale	Mar 08, 2010 · Amount on Record
Prior Sale	Jun 05, 2009
Deed Document Number	201021467
Last Transfer Date	Mar 30, 2017
Transfer Doc	00E0061962
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19104 E 20TH TER N, INDEPENDENCE, MO 64058-1308
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19104 E 20TH TER N, INDEPENDENCE, MO 64058-1308

Mortgage

Document Number	00E0074358
Date	Aug 09, 2022
Instrument	2022E0074358

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 01, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19104 E 20TH TER N, INDEPENDENCE, MO 64058-1308
Document Number	0000E74313
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19104 E 20TH TER N INDEPENDENCE MO 640581308, INDEPENDENCE, MO 64058-1308
Investor	Possibly a Property Investor

Mortgage

Document Number	0000E74313
Date	Aug 11, 2017
Instrument	74313E

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 10, 2017
Property Address	19104 E 20TH TER N, INDEPENDENCE, MO 64058-1308
Document Number	0000E61962
Instrument Date	Mar 30, 2017
Instrument	61962E
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19104 E 20TH TER N INDEPENDENCE MO 640581308, INDEPENDENCE, MO 64058-1308

Tax Assessment & Valuation

Source: Jackson County assessment roll as of September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,204 (+13.33%) Land $6,481 Building $33,723	$211,600 (+13.32%)
2024	$3,173.00 (+0.92%)
2023	$3,144.00	$35,476 Land $4,039 Building $31,437	$186,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), as of May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950151003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1981–1989)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 1989 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 589 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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