19102 Choctaw Rd, Bend, OR 97702 Property Records

Deschutes County property record for 19102 Choctaw Rd, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1994
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Jun 2023)
Tax Bill	$3,008 (2025)
Deeds & Mortgages	Jun 2023 Sale Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181126-AA-03900`

Property Details

APN / Parcel Number

Primary APN	`181126-AA-03900`
Alternative APNs	`R1003181126A006400` `111394`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,784 sqft
1st Floor Area	1,344 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.82 acres)
Garage Area	440 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	111394
Street Address	19102 CHOCTAW RD
City	BEND
State	OR
Zip	97702-8961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	DESCHUTES RIVER WOODS BLOCK PP LOT 166
Legal Range	11
Legal Township	18
Legal Section	26
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	PP
Legal Lot Number	166
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1010
Census Tract	401

Owner

19102 Choctaw Rd is owned and occupied by an individual who bought it in June 2023.

Source: Deschutes County records, as of May 20, 2026

Owner of Record	Individual Name on File
Mailing Address	19102 CHOCTAW RD, BEND, OR 97702-8961
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer WESTERN TITLE & ESCROW
Jan 11, 2021	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2023 · Amount on File
Deed Sale	Jun 9, 2023 · Amount on File
Prior Sale	Jan 11, 2021 · Amount on File
Deed Document Number	202313821
Prior Transfer Date	Jun 25, 2012
Prior Transfer Doc	0000024886
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 9, 2023
Property Address	19102 CHOCTAW RD, BEND, OR 97702-8961
Document Number	0000013821
Instrument Date	Jun 7, 2023
Instrument	2023-13821
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19102 CHOCTAW RD, BEND, OR 97702-8961

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 11, 2021
Property Address	19102 CHOCTAW RD, BEND, OR 97702-8961
Document Number	0000001837
Instrument Date	Jan 9, 2021
Instrument	2021-01837
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	19102 CHOCTAW RD, BEND, OR 97702-8961

Mortgage

Document Number	0000001838
Date	Jan 11, 2021
Instrument	2021-01838

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 19102 Choctaw Rd was $3,008, up 4.4% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,008.00 (+4.44%)	$196,390 (+3%)	$539,760 (-4.66%) Land $274,840 Building $264,920
2024	$2,880.00 (+6.12%)	$190,670 (+3%)	$566,170 (+6.92%) Land $285,500 Building $280,670
2023	$2,714.00	$185,120	$529,540 Land $270,700 Building $258,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19102 Choctaw Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19102 Choctaw Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGATE WATER SYSTEM private · serves 3,153 people · EPA ID OR4101439
Water Source	Groundwater
Last State Inspection	May 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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