1910 Windy Ridge Dr, Katy, TX 77450 Property Records

Harris County property record for 1910 Windy Ridge Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,455 sqft · built 1988
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$376,300 (Apr 2019)
Tax Bill	$10,132 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`116-840-005-0009`

Property Details

APN / Parcel Number

Primary APN	`116-840-005-0009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,455 sqft Living Area
1st Floor Area	2,029 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,200 sqft (0.211 acres)
View / Lot	Neighborhood
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	504 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	40 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1168400050009
Street Address	1910 WINDY RIDGE DR
City	KATY
State	TX
Zip	77450-5226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 BLK 5 KELLIWOOD SEC 5
Legal Subdivision	KELLIWOOD SEC 5
Legal Block	5
Legal Lot Number	9
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1029
Census Tract	454502

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1910 WINDY RIDGE DR, KATY, TX 77450-5226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK
Jun 2, 2020	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
Dec 1, 2021	Transfer on Death Deed, Transfer
Apr 3, 2019	Vendor's Lien, Transfer · Conventional Mortgage NETWORK FUNDING LP
Oct 10, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Prior Sale	Oct 10, 2018
Deed Document Number	2019133518
Prior Transfer Date	Apr 1, 2019
Prior Transfer Doc	0000133518
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1910 WINDY RIDGE DR, KATY, TX 77450-5226
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000687346
Date	Dec 1, 2021
Instrument	2021-687346

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1910 WINDY RIDGE DR, KATY, TX 77450-5226
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160170
Date	Apr 14, 2020
Instrument	2020-160170

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1910 WINDY RIDGE DR, KATY, TX 77450-5226
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000234336
Date	Jun 2, 2020
Instrument	2020-234336

Lender

Name	WHITNEY BANK
Type	Bank
Address	HOUSTON, TX 77098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 1, 2021
Property Address	1910 WINDY RIDGE DR, KATY, TX 77450-5226
Document Number	0000687382
Map Reference	VOL 52 PG 6
Instrument Date	Feb 6, 2021
Instrument	2021-687382
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7035 HAZEN ST, HOUSTON, TX 77074-4727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7035 HAZEN ST, HOUSTON, TX 77074-4727

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Apr 3, 2019
Property Address	1910 WINDY RIDGE DR, KATY, TX 77450-5226
Document Number	0000133518
Map Reference	VOL 340 PG 93
Instrument Date	Apr 1, 2019
Instrument	2019-133518
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 WINDY RIDGE DR, KATY, TX 77450-5226

Mortgage

Document Number	0000133519
Date	Apr 3, 2019
Instrument	2019-133519

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 10, 2018
Property Address	1910 WINDY RIDGE DR, KATY, TX 77450-5226
Document Number	0000464349
Instrument Date	Oct 9, 2018
Instrument	464349
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	565 S MASON RD #485 KATY TX 774502437, 485, KATY, TX 77450-2437

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$640,637 (-10.19%) Land $107,309 Building $533,328	$640,637 (-10.19%) Land $107,309 Building $533,328
2025	$10,132.00 (+25.44%) Homeowner's exemption	$713,300 (+27.66%) Land $107,309 Building $605,991	$713,300 (+27.66%) Land $107,309 Building $605,991
2024	$8,077.00 (+15.98%)
2023		$558,734 Land $107,309 Building $451,425	$558,734 Land $107,309 Building $451,425
2022	$6,964.00 (-3.09%)
2020	$7,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 267 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	267 in force
Nearby Flood Claims	83 (2004–2022)
Claims Outside the SFHA	82 of 83
Most Recent Claim	Mar 2022 · other causes
Claims by Event	Hurricane Harvey, Sep 2017 · 72 claims Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOTTINGHAM COUNTRY MUD serves 7,095 people · EPA ID TX1012315
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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