1910 Wharf Rd, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1910 Wharf Rd, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,384 sqft · built 1960
Lot Size0.315 acres (13,721 sqft)
OwnerCompany Name on Record
Last Sale$329,000 (Jul 1996)
Tax Bill$7,505 (2025)
Flood ZoneZone AE (high risk)
APN035-031-29

Property Details

APN / Parcel Number

Primary APN035-031-29
Alternative APN
  • 035-031-29-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,384 sqft Living Area
Gross Area1,837 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeWood
Roof MaterialOther
Lot Area13,721 sqft (0.315 acres)
TerrainSteep
Garage TypeAttached
Garage Area453 sqft
Parking Spaces2 Parking Spaces
Deck Area615 sqft
Patio Area615 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1910 WHARF RD
CityCAPITOLA
StateCA
Zip95010-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCAPITOLA HEIGHTS
Legal BlockP
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2000
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address909 FOOTHILL DR, SAN JOSE, CA 95123-4521
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 1996 · Amount on Record
Deed SaleJul 1, 1996 · Amount on Record
Prior SaleJul 7, 1994
Deed Document Number199636942
Deed Book / Page5870 / 729
Last Transfer DateOct 17, 2000
Transfer Doc0000055095
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$546,566 (+2%) Land $373,793 Building $172,773
2025$7,505.00 (+10.64%)$535,850 (+4.04%) Land $366,464 Building $169,386
2023$6,783.00 (+1.47%)$515,041 Land $352,233 Building $162,808$1,215,630
2022$6,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

Nearby Properties on Wharf Rd

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