1910 Salem Rd, Elgin, IL 60123 Property Records

Kane County property record for 1910 Salem Rd, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,329 sqft · built 1981
Lot Size	0.284 acres (12,388 sqft)
Owner	2 Individual Names on Record
Last Sale	$392,500 (Nov 2021)
Tax Bill	$11,175 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-16-276-021`

Property Details

APN / Parcel Number

Primary APN	`06-16-276-021`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,329 sqft Living Area
Gross Area	4,645 sqft
Basement Area	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,388 sqft (0.284 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1910 SALEM RD
City	ELGIN
State	IL
Zip	60123-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG COMMONS UNIT 1 LOT 44
Legal Subdivision	WILLIAMSBURG COMMONS
Legal Block	3
Legal Lot Number	44
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3017
Census Tract	851904

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1910 SALEM RD, ELGIN, IL 60123-5019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 10, 2018	Warranty Deed, Transfer · FHA Mortgage GMFS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Prior Sale	Oct 10, 2018 · Amount on Record
Deed Document Number	202183816
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 5, 2021
Property Address	1910 SALEM RD, ELGIN, IL 60123-5019
Document Number	0000083816
Instrument Date	Oct 12, 2021
Instrument	2021K083816
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1910 SALEM RD, ELGIN, IL 60123-5019

Mortgage

Document Number	0000083817
Date	Nov 5, 2021
Instrument	2021K083817

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 10, 2018
Property Address	1910 SALEM RD, ELGIN, IL 60123-5019
Document Number	0000049663
Instrument Date	Sep 20, 2018
Instrument	49663
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 SALEM RD ELGIN IL 601235019, ELGIN, IL 60123-5019

Mortgage

Document Number	49664
Date	Oct 10, 2018
Instrument	49664

Lender

Name	GMFS
Address	BATON ROUGE, LA 70806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,175.00 (+15.89%) Homeowner's exemption
2024		$142,293 (+21.39%) Land $29,452 Building $112,841	$427,050 (+21.44%) Land $88,391 Building $338,658
2022	$9,643.00 (+4.35%) Homeowner's exemption	$117,216 (+6.96%) Land $24,262 Building $92,954	$351,648 (+6.96%) Land $72,786 Building $278,862
2021	$9,241.00 Homeowner's exemption	$109,588 Land $22,683 Building $86,905	$328,764 Land $68,049 Building $260,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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