1910 Harbor Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 1910 Harbor Ave, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,078 sqft · built 1946
Lot Size	0.565 acres (24,611 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Mar 2009)
Tax Bill	$3,533 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-506-00-147-00`

Property Details

APN / Parcel Number

Primary APN	`05-506-00-147-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,078 sqft Living Area
Gross Area	3,358 sqft
1st Floor Area	833 sqft
Basement Area	608 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	24,611 sqft (0.565 acres)
Lot Dimensions	214 ft deep x 20 ft wide
Terrain	Low
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	288 sqft
Porch	Enclosed Frame Porch
Porch Area	600 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1910 HARBOR AVE
City	ASHTABULA
State	OH
Zip	44004-5013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	522 552 & 553 SCOTTADD
Legal Subdivision	SCOTTS ADD/FIELDS
Legal Block	2
Legal Lot Number	552
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	2
Census Block	2009
Census Tract	400

Owner

1910 Harbor Ave is owned and occupied by an individual who bought it in March 2009.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1910 HARBOR AVE, ASHTABULA, OH 44004-5013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2017	Deed of Trust, Mortgage FIFTH THIRD BANK
Aug 14, 2017	Deed of Trust, Mortgage LAKEVIEW FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2009 · Amount on File
Deed Sale	Mar 26, 2009 · Amount on File
Prior Sale	Jan 11, 2008 · Amount on File
Deed Document Number	20092861
Deed Book / Page	451 / 106
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1910 HARBOR AVE, ASHTABULA, OH 44004-5013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011541
Date	Nov 9, 2017
Book Page	648/1128
Instrument	201700011541

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2032

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1910 HARBOR AVE, ASHTABULA, OH 44004-5013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008019
Date	Aug 14, 2017
Book Page	642/0413
Instrument	201700008019

Lender

Name	LAKEVIEW FCU
Type	Credit Union
Address	ASHTABULA, OH 44005

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 10, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 1910 Harbor Ave was $3,533 with a disabled person's exemption.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,533.00	$41,370 Land $6,720 Building $34,650	$118,200 Land $19,200 Building $99,000
2023	$1,703.00 (+19.34%) Homeowner's exemption	$41,370 (+21.57%) Land $6,720 Building $34,650	$118,200 Land $19,200 Building $99,000
2022	$1,427.00 Homeowner's exemption	$34,030 Land $5,150 Building $28,880
2020			$97,200 Land $14,700 Building $82,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1910 Harbor Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1910 Harbor Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GreatWave Communications.

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