1910 Ferndell Dr, Decatur, IL 62521 Property Records

Macon County property record for 1910 Ferndell Dr, Decatur, IL 62521

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,547 sqft · built 1995
Lot Size0.463 acres (20,178 sqft)
Owner2 Individual Names on Record
Last Sale$1,610,000 (Jul 2009)
Tax Bill$4,473 (2025)
Deeds & MortgagesNov 2023 Transfer
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-13-28-228-001

Property Details

APN / Parcel Number

Primary APN09-13-28-228-001
Alternative APN
  • 13-28-228-001

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,547 sqft Living Area
1st Floor Area1,547 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area20,178 sqft (0.463 acres)
Lot Dimensions118 ft deep x 170 ft wide
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area223 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number091328228001
Street Address1910 FERNDELL DR
CityDECATUR
StateIL
Zip62521-8757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionHIGHLAND PARK LOT 36 02BK3239/734 170.7X118 95BK2611/805
Legal Range02E
Legal Township16N
Legal Section28
Legal SubdivisionHIGHLAND PARK
Legal Lot Number36
JurisdictionMACON IL
Township / Civil DivisionLONG CREEK
Census Block Group2
Census Block2063
Census Tract2300

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1910 FERNDELL DR, DECATUR, IL 62521-8757
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Transfer on Death Deed, Transfer
Dec 29, 2020Deed of Trust, Mortgage · VA Mortgage
PNC BANK
Jun 14, 2017Intrafamily Transfer, Transfer · VA Mortgage
PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2009 · Amount on Record
Deed SaleJul 27, 2009 · Amount on Record
Prior SaleFeb 23, 2006 · Amount on Record
Deed Document Number20091779149
Deed Book / Page4007 / 340
Last Transfer DateMay 31, 2017
Transfer Doc4567/711
Record UpdatedSep 20, 2026

November 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMACON IL
Recording DateNov 27, 2023
Property Address1910 FERNDELL DR, DECATUR, IL 62521-8757
Document Number004986/302
Book / Page4986 / 302
Map ReferenceBK 300 PG 356
Instrument DateOct 24, 2023
Instrument2019277
Transaction TypeTransfer
Record UpdatedDec 13, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1910 FERNDELL DR, DECATUR, IL 62521-8757

Transferred To (Grantee/Buyer)

NameVerified Name
Address1910 FERNDELL DR, DECATUR, IL 62521-8757

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address1910 FERNDELL DR, DECATUR, IL 62521-8757
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4793/525
DateDec 29, 2020
Book Page4793/525
Instrument1972605
Lender
NamePNC BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate

June 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACON IL
Recording DateJun 14, 2017
Property Address1910 FERNDELL DR, DECATUR, IL 62521-8757
Document Number4567/711
Book / Page4567 / 711
Map ReferenceMB 300 PG 356
Instrument DateMay 31, 2017
Instrument1920100
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1910 FERNDELL DR, DECATUR, IL 62521-8757

Mortgage

Document Number4567/713
DateJun 14, 2017
Book Page4567/713
Instrument1920101
Lender
NamePNC MORTGAGE LLC
TypeLending Institution
AddressMIAMISBURG, OH 45342
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047
Interest
Rate4%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionLong Creek Township
Unified School DistrictMount Zion Community Unit School District 3 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,473.00 (+15.28%) Homeowner's exemption$78,135 (+15.4%) Land $5,338 Building $72,797$234,429 (+15.4%) Land $16,016 Building $218,413
2024$3,880.00 (+10.23%)$67,709 (+14.46%) Land $5,163 Building $62,546$203,148 (+14.46%) Land $15,491 Building $187,657
2022$3,520.00 Homeowner's exemption$59,154 Land $4,510 Building $54,644$177,479 Land $13,531 Building $163,948

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLONG CREEK TOWNSHIP PWS
serves 7,850 people · EPA ID IL1155150
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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