1910 E 42nd St, Lorain, OH 44055 Property Records

Lorain County property record for 1910 E 42nd St, Lorain, OH 44055

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,334 sqft · built 1960
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$65,000 (Sep 2014)
Tax Bill$1,504 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-00-100-114-018

Property Details

APN / Parcel Number

Primary APN03-00-100-114-018

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,334 sqft Living Area
1st Floor Area1,180 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeRaised
Lot Area8,276 sqft (0.189 acres)
Lot Dimensions136 ft deep x 62 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Patio Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1910 E 42ND ST
CityLORAIN
StateOH
Zip44055-2615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKWOOD ACRES 7 62 X 136
Legal SubdivisionOAKWWOOD ACRES 7 FRNT
Legal Block114
Legal Lot Number589
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group3
Census Block3002
Census Tract97500

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1910 E 42ND ST, LORAIN, OH 44055-2615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2014 · Amount on Record
Deed SaleSep 5, 2014 · Amount on Record
Deed Document Number2014003849
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1910 E 42ND ST, LORAIN, OH 44055-2615
Document Number0000768193
Instrument DateJul 6, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyMIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1910 E 42ND ST LORAIN OH 440552615, LORAIN, OH 44055-2615

Mortgage

Document Number0000768193
DateJul 8, 2020
Instrument768193
Lender
NameCENTURY FCU
TypeCredit Union
AddressCLEVELAND, OH 44199
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 7, 2050
Interest
Rate TypeAdjustable Rate
Rate2.9%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,504.00 (-1.7%)$39,340 (+32.4%) Land $5,480 Building $33,860$112,400 (+32.41%) Land $15,660 Building $96,740
2023$1,530.00 (+0.92%)$29,712 (+0.01%) Land $6,104 Building $23,608$84,890 (-) Land $17,440 Building $67,450
2022$1,516.00$29,710 Land $6,100 Building $23,610
2021$84,890 Land $17,440 Building $67,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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