1910 Cedar Rdg Rd, Commerce, GA 30530 Property Records

Franklin County property record for 1910 Cedar Rdg Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,213 sqft · built 1990
Lot Size	16.6 acres (723,096 sqft)
Owner	Individual Name on Record
Last Sale	$15,120 (Jun 1981)
Tax Bill	$1,610 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`005-026`

Property Details

APN / Parcel Number

Primary APN	`005-026`
Alternative APN	`2047`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,213 sqft Heated Area
1st Floor Area	2,493 sqft
2nd Floor Area	720 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	723,096 sqft (16.6 acres)
Terrain	Rolling
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	351 sqft
Patio Area	361 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2047
Old Parcel Number	005 026
Street Address	1910 CEDAR RIDGE RD
City	COMMERCE
State	GA
Zip	30530-7340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED RURAL
Legal Description	16.60 ACRES CEDAR RIDGE RD
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	2
Census Block	2013
Census Tract	890201

Owner

Source: Franklin County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1910 CEDAR RIDGE RD, COMMERCE, GA 30530-7340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 1981 · Amount on Record
Deed Sale	Jun 30, 1981 · Amount on Record
Deed Document Number	0000229290
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	1910 CEDAR RIDGE RD, COMMERCE, GA 30530-7340
Document Number	0013780333
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 CEDAR RIDGE RD COMMERCE GA 305307340, COMMERCE, GA 30530-7340

Mortgage

Document Number	0013780333
Date	Feb 27, 2020
Book Page	001378/000333

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	COMMERCE, GA 30529

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 26, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,610.00 (+9.45%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$136,990 (+35.95%) Land $56,316 Building $80,674	$342,477 (+35.95%) Land $140,791 Building $201,686
2023	$1,471.00 (-36.68%) Homeowner's exemption	$100,768 (+11.9%) Land $30,913 Building $69,855	$251,919 (+11.9%) Land $77,282 Building $174,637
2022	$2,323.00 Homeowner's exemption	$90,054 Land $26,266 Building $63,788	$225,135 Land $65,664 Building $159,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20