1910 32nd St S, Moorhead, MN 56560 Property Records

Clay County property record for 1910 32nd St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Sep 2020)
Tax Bill	$5,424 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58.645.0620`

Property Details

APN / Parcel Number

Primary APN	`58.645.0620`

Exterior

Lot Area	9,100 sqft (0.21 acres)

Location & Zoning

Street Address	1910 32ND ST S
City	MOORHEAD
State	MN
Zip	56560-3930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME RIDGEWOOD 3RD ADD LOT 038 BLOCK 002 SUBDIVISIONCD 58645
Legal Range	48
Legal Township	139
Legal Section	15
Legal Subdivision	RIDGEWOOD 3RD ADD
Legal Block	2
Legal Lot Number	38
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2007
Census Tract	30111

Owner

Source: Clay County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1910 32ND ST S, MOORHEAD, MN 56560-3930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY CU
Sep 22, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage TOWN & COUNTRY CU
Sep 4, 2020	Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY CU
Sep 4, 2020	Quit Claim Deed, Transfer GUARANTY TITLE COMPANY, GUARANTY TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	2020805451
Prior Transfer Date	Aug 26, 2020
Prior Transfer Doc	0000805450
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1910 32ND ST S, MOORHEAD, MN 56560-3930
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000840912
Date	Sep 22, 2023
Instrument	840912

Lender

Name	TOWN & COUNTRY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2033

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MN
Recording Date	Sep 22, 2023
Property Address	1910 32ND ST S, MOORHEAD, MN 56560-3930
Document Number	0000840913
Instrument Date	Sep 18, 2023
Instrument	840913
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	TRN ABSTRACT AND TITLE, TRN ABSTRACT & TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1910 32ND ST S, MOORHEAD, MN 56560-3930

Mortgage

Date	Sep 22, 2023

Lender

Name	TOWN & COUNTRY CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Sep 4, 2020
Property Address	1910 32ND ST S, MOORHEAD, MN 56560-3930
Document Number	0000805451
Instrument Date	Aug 31, 2020
Instrument	805451
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	GUARANTY & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 32ND ST S, MOORHEAD, MN 56560-3930

Mortgage

Document Number	0000805452
Date	Sep 4, 2020
Instrument	805452

Lender

Name	TOWN & COUNTRY CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Sep 4, 2020
Property Address	1910 32ND ST S, MOORHEAD, MN 56560-3930
Document Number	0000805450
Instrument Date	Aug 26, 2020
Instrument	805450
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	GUARANTY TITLE COMPANY, GUARANTY TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 32ND ST S MOORHEAD MN 565603930, MOORHEAD, MN 56560-3930

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,424.00 (+18.95%)
2025		$328,200 (+9.91%) Land $44,600 Building $283,600	$328,200 (+9.91%) Land $44,600 Building $283,600
2023	$4,560.00 Homeowner's exemption	$298,600 Land $44,600 Building $254,000	$298,600 Land $44,600 Building $254,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, T-Mobile, Verizon.

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