Cambria County property record for 191 Zoskey Rd, Lilly, PA 15938
| Property Type | Single Family Home |
|---|---|
| Details | built 1995 |
| Lot Size | 4.7 acres (204,732 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Nov 1995) |
| Tax Bill | $1,412 (2026) |
| Deeds & Mortgages | Apr 2020 Refinance Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-007.-134.005 |
| Primary APN | 16-007.-134.005 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 204,732 sqft (4.7 acres) |
| Street Address | 191 ZOSKEY RD |
|---|---|
| City | LILLY |
| State | PA |
| Zip | 15938-5717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H OB |
| Jurisdiction | CAMBRIA PA |
| Township / Civil Division | CRESSON |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 12800 |
Source: Cambria County records · APN 16-007.-134.005
Assessment roll updated April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 191 ZOSKEY RD, LILLY, PA 15938-5717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNCREST BANK |
| Aug 27, 2018 | Deed of Trust, Mortgage PENNCREST BANK |
| Jun 04, 2018 | Deed of Trust, Mortgage PENNCREST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 1995 · Amount on Record |
| Deed Sale | Nov 01, 1995 · Amount on Record |
| Deed Book / Page | 1384 / 1026 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 191 ZOSKEY RD, LILLY, PA 15938-5717 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020000003180 |
|---|---|
| Date | Apr 06, 2020 |
| Instrument | 20200-00003180 |
| Name | PENNCREST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 191 ZOSKEY RD, LILLY, PA 15938-5717 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2018 |
| Name | Verified Name |
|---|
| Document Number | 18000009077 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 180-00009077 |
| Name | PENNCREST BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 137 Months |
| Due | Jan 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 191 ZOSKEY RD, LILLY, PA 15938-5717 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000005646 |
|---|---|
| Date | Jun 04, 2018 |
| Book Page | 0000002018/0000005646 |
| Instrument | 180-00005646 |
| Name | PENNCREST BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 01, 2048 |
Source: Cambria County records · Assessment roll updated April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| County Subdivision | Cresson Township |
| Unified School District | Penn Cambria School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,412.00 (-62.32%) | $38,380 (-) Land $1,740 Building $36,640 | |
| 2024 | $3,747.00 | $38,380 Land $1,740 Building $36,640 | |
| 1972 | $38,380 Land $1,740 Building $36,640 |
Source: FEMA National Flood Hazard Layer as of June 19, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 24 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HIGHLAND S & W AUTH BEAVERDAM serves 22,617 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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