191 Woodwinds Ln, Seven Devils (Banner Elk), NC 28604 Property Records

Watauga County property record for 191 Woodwinds Ln, Seven Devils, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,572 sqft · built 1990
Lot Size	0.32 acres (13,939 sqft)
Owner	Company Name on Record
Last Sale	$698,500 (May 2024)
Tax Bill	$1,287 (2025)
Deeds & Mortgages	May 2024 Sale Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1878-24-0038-000`

Property Details

APN / Parcel Number

Primary APN	`1878-24-0038-000`
Alternative APNs	`1816482` `1861285`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,572 sqft Living Area
1st Floor Area	1,572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Area	440 sqft
Porch	Porch
Porch Area	70 sqft
Patio Area	466 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	1861285
Street Address	191 WOODWINDS LN
City	SEVEN DEVILS
State	NC
Zip	28604-7913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 8 WOODWINDS
Legal Subdivision	WOODWINDS
Legal Lot Number	8
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	2
Census Block	2041
Census Tract	920900

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4285 SPRING IS, OKATIE, SC 29909-4077
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Warranty Deed, Transfer
Oct 5, 2020	Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Nov 9, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	2024740474
Deed Book / Page	2382 / 547
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	May 3, 2024
Property Address	191 WOODWINDS LN, SEVEN DEVILS, NC 28604-7913
Document Number	0023820547
Book / Page	2382 / 547
Map Reference	MB 19 PG 286
Instrument Date	May 3, 2024
Instrument	740474
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount Recorded
Tax	$1,397.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	808 GARBOW CT, CHARLOTTE, NC 28270-9521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4285 SPRING IS, OKATIE, SC 29909-4077

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 5, 2020
Property Address	191 WOODWINDS LN, SEVEN DEVILS, NC 28604-7913
Document Number	0021290591
Book / Page	2129 / 591
Map Reference	MB 19 PG 286
Instrument Date	Oct 2, 2020
Instrument	696235
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$898.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 WOODWINDS LN, 207, SEVEN DEVILS, NC 28604-7914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 GARBOW CT, CHARLOTTE, NC 28270-9521

Mortgage

Document Number	696236
Date	Oct 5, 2020
Instrument	696236

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Nov 9, 2017
Property Address	191 WOODWINDS LN, SEVEN DEVILS, NC 28604-7913
Document Number	0019470056
Book / Page	001947 / 000056
Instrument Date	Nov 1, 2017
Instrument	663661
Transaction Type	Transfer
Record Updated	Aug 28, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 252 KEY WEST FL 330410252, KEY WEST, FL 33041-0252

Mortgage

Document Number	19470059
Date	Nov 9, 2017
Book Page	001947/000059
Instrument	663662

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 8, 2032

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Municipality	Seven Devils Town
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,800 (-) Land $39,100 Building $329,700
2025	$1,287.00	$368,800 (-) Land $39,100 Building $329,700
2024			$368,800 Land $39,100 Building $329,700
2023		$368,800 Land $39,100 Building $329,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 units insured incl. 15 condo units
Nearby Flood Claims	30 (1994–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims Hurricane Ivan, Sep 2004 · 6 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVEN DEVILS serves 400 people · EPA ID NC0195118
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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