191 Winegardner Rd, Schellsburg, PA 15559 Property Records

Bedford County property record for 191 Winegardner Rd, Schellsburg, PA 15559

Property Summary

Property Type	Rural Home
Details	1,456 sqft · built 2000
Lot Size	15.5 acres (677,358 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Feb 2001)
Tax Bill	$23,384 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C.08-0.00-216`

Property Details

APN / Parcel Number

Primary APN	`C.08-0.00-216`
Alternative APN	`220-084130`

Interior

Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	677,358 sqft (15.5 acres)
Deck Area	Deck Area
Shed	1 Shed

Location & Zoning

Street Address	191 WINEGARDNER RD
City	SCHELLSBURG
State	PA
Zip	15559-8045
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	191 WINEGARDNER RD
Jurisdiction	BEDFORD PA
Township / Civil Division	NAPIER
Census Block Group	2
Census Block	2056
Census Tract	960900

Owner

191 Winegardner Rd, a rural home, is owned and occupied by two individuals who acquired it in June 2020.

Source: Bedford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	191 WINEGARDNER RD, SCHELLSBURG, PA 15559-8045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage PSECU
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PSECU
Jun 26, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2001 · Amount on File
Deed Sale	Feb 19, 2001 · Amount on File
Last Transfer Date	Jun 25, 2020
Transfer Doc	02020/2990
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	191 WINEGARDNER RD, SCHELLSBURG, PA 15559-8045
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/5022
Date	Nov 29, 2023
Book Page	2023/5022
Instrument	2023-005022

Lender

Name	PSECU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2033

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	191 WINEGARDNER RD, SCHELLSBURG, PA 15559-8045
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/4147
Date	Aug 19, 2020
Book Page	2020/4147
Instrument	2020-004147

Lender

Name	PSECU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2030

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Jun 26, 2020
Property Address	191 WINEGARDNER RD, SCHELLSBURG, PA 15559-8045
Document Number	02020/2990
Book / Page	2020 / 2990
Instrument Date	Jun 25, 2020
Instrument	2020-002990
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 WINEGARDNER RD, SCHELLSBURG, PA 15559-8045

Tax Assessment & Valuation

The 2026 property tax bill for 191 Winegardner Rd was $23,384, up 7.5% from the year before.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Napier Township
Unified School District	Chestnut Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,384.00 (+7.51%)	$167,800 (-) Land $61,400 Building $106,400	$167,800 (-) Land $61,400 Building $106,400
2025	$21,750.00	$167,800 Land $61,400 Building $106,400	$167,800 Land $61,400 Building $106,400
2023	$2,260.00 Additional exemption filed	$167,800 Land $61,400 Building $106,400
2012			$167,800 Land $61,400 Building $106,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Winegardner Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1996–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Winegardner Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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