Lexington County property record for 191 Windy Hill Dr, Gilbert, SC 29054
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,379 sqft · built 2007 |
| Lot Size | 9.97 acres (434,293 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,150,000 (Sep 2025) |
| Tax Bill | $2,713 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004100-05-033 |
| Primary APN | 004100-05-033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,379 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Logs |
| Lot Area | 434,293 sqft (9.97 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 191 WINDY HILL DR |
|---|---|
| City | GILBERT |
| State | SC |
| Zip | 29054-9670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RD |
| Legal Description | .3 MI N OF HWY 1 |
| Legal Subdivision | BOBBY N COTHRAN & SYLVIA C COTHRAN |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | GILBERT |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 21310 |
Source: Lexington County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 191 WINDY HILL DR, GILBERT, SC 29054-9670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 9, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 27, 2021 | Intrafamily Transfer, Transfer AMROCK LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2025 · Amount on Record |
| Deed Sale | Sep 4, 2025 · Amount on Record |
| Prior Sale | Nov 1, 2022 · Amount on Record |
| Deed Document Number | 202534099 |
| Deed Book / Page | 21179 / 1836 |
| Prior Transfer Date | Jan 11, 2021 |
| Prior Transfer Doc | 2096104899 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 191 WINDY HILL DR, GILBERT, SC 29054-9670 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 191 WINDY HILL DR, GILBERT, SC 29054-9670 |
| Document Number | 2109301048 |
|---|---|
| Date | Feb 9, 2024 |
| Book Page | 21093/1048 |
| Instrument | 2024004796 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 191 WINDY HILL DR, GILBERT, SC 29054-9670 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2103301245 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 21033/1245 |
| Instrument | 2022048196 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Aug 27, 2021 |
| Property Address | 191 WINDY HILL DR, GILBERT, SC 29054-9670 |
| Document Number | 2096104878 |
| Book / Page | 20961 / 4878 |
| Map Reference | MB 8205 PG 53 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 2021046579 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2021 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 191 WINDY HILL DR, GILBERT, SC 29054-9670 |
| Document Number | 2021046580 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021046580 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Aug 27, 2021 |
| Property Address | 191 WINDY HILL DR, GILBERT, SC 29054-9670 |
| Document Number | 2096104899 |
| Book / Page | 20961 / 4899 |
| Map Reference | MB 8205 PG 53 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 2021046581 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 191 WINDY HILL DR, GILBERT, SC 29054-9670 |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,713.00 (-3.25%) | $18,671 (-) Land $846 Building $17,825 | |
| 2024 | $2,804.00 (+4.35%) | $18,671 (+48.67%) Land $846 Building $17,825 | $645,000 (+62.46%) Land $199,400 Building $445,600 |
| 2023 | $2,687.00 | $12,559 Land $1,726 Building $10,833 | $397,012 Land $127,600 Building $269,412 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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