St. Johns County property record for 191 Whitland Way, Saint Augustine, FL 32086
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,341 sqft · built 2018 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,990 (Jun 2018) |
| Tax Bill | $2,096 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 102764-0450 |
| Primary APN | 102764-0450 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,341 sqft Living Area |
| Gross Area | 1,601 sqft |
| 1st Floor Area | 694 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 35 sqft |
| Patio Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 191 WHITLAND WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5931 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 86/45-47 ASHBY LANDING NORTH PHASE II LOT 45 OR4556/514 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 48 |
| Legal Subdivision | ASHBY LANDING NORTH PHASE II |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 21301 |
191 Whitland Way, a townhouse, is owned and occupied by an individual who bought it in June 2018.
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 191 WHITLAND WAY, SAINT AUGUSTINE, FL 32086-5931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORPORATION |
| Aug 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2018 · Amount on File |
| Deed Sale | Jun 1, 2018 · Amount on File |
| Deed Document Number | 201837998 |
| Deed Book / Page | 4556 / 514 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 21, 2026 |
| Property Address | 191 WHITLAND WAY, SAINT AUGUSTINE, FL 32086-5931 |
| Document Number | 0000062422 |
| Book / Page | 6405 / 1412 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202662422 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 191 WHITLAND WAY, SAINT AUGUSTINE, FL 32086-5931 |
| Document Number | 0000062422, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 6405/1412 |
| Instrument | 202662422 |
| Name | POLARIS HOME FUNDING CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 191 WHITLAND WAY, SAINT AUGUSTINE, FL 32086-5931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0050200061 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 5020/61 |
| Instrument | 2020069411 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 191 Whitland Way was $2,096 with a homeowner's exemption, up 14.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,692 (+2.7%) | $210,659 (-16.85%) Land $70,000 Building $140,659 | |
| 2025 | $2,096.00 (+14.72%) Homeowner's exemption | $169,126 | $253,349 Land $70,000 Building $183,349 |
| 2024 | $1,827.00 (+2.3%) | ||
| 2023 | $1,786.00 (+3.72%) Homeowner's exemption | $159,573 (+3%) | $230,700 (+11.41%) Land $60,000 Building $170,700 |
| 2022 | $1,722.00 Homeowner's exemption | $154,925 | $207,072 Land $50,400 Building $156,672 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 191 Whitland Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 191 Whitland Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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