191 White St, Gray (Johnson City), TN 37615 Property Records

Washington County property record for 191 White St, Gray, TN 37615

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,640 sqft · built 1999
Lot Size	10.2 acres (444,748 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (Oct 2019)
Tax Bill	$2,460 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090013 03601`

Property Details

APN / Parcel Number

Primary APN	`090013 03601`
Alternative APN	`013 03601`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,640 sqft Living Area
1st Floor Area	1,729 sqft
Upper Floors Area	1,221 sqft
Basement Area	1,699 sqft
Unfinished Basement	1,699 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	444,748 sqft (10.2 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,194 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	469 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	191 WHITE ST
City	GRAY
State	TN
Zip	37615-3902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 11
Jurisdiction	WASHINGTON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2041
Census Tract	61401

Owner

191 White St is owned and occupied by two individuals who bought it in October 2019.

Source: Washington County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	191 WHITE ST, GRAY, TN 37615-3902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2019 · Amount on File
Deed Sale	Oct 18, 2019 · Amount on File
Deed Document Number	19017461
Deed Book / Page	998 / 1698
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON TN
Recording Date	Oct 18, 2019
Property Address	191 WHITE ST, GRAY, TN 37615-3902
Document Number	0009981698
Book / Page	998 / 1698
Instrument Date	Oct 10, 2019
Instrument	19017461
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	CLASSIC TITLE INS CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,479.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 WHITE ST, JOHNSON CITY, TN 37615-3902

Mortgage

Document Number	0009981701
Date	Oct 18, 2019
Instrument	998/1701

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 191 White St was $2,460.

Source: Washington County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,460.00	$143,850 Land $32,875 Building $110,975
2024			$575,400 Land $131,500 Building $443,900
2022	$1,952.00	$90,800 Land $20,750 Building $70,050	$363,200 Land $83,000 Building $280,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 191 White St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 White St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CITY WATER DEPT serves 105,057 people · EPA ID TN0000331
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BrightRidge Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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