Warwick City property record for 191 White Ave, Warwick, RI 02889 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1960 |
| Lot Size | 0.235 acres (10,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Apr 2021) |
| Tax Bill | $4,884 (2025) |
| Deeds & Mortgages | Jun 2026 Second Mortgage May 2025 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 36307290000 |
| Primary APN | 36307290000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,358 sqft |
| 1st Floor Area | 1,396 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,238 sqft (0.235 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 128841 |
|---|---|
| Street Address | 191 WHITE AVE |
| City | WARWICK |
| State | RI |
| Zip | 02889-8548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 729 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21903 |
Source: Warwick City records · APN 36307290000
Assessment roll updated June 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 191 WHITE AVE, WARWICK, RI 02889-8548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| May 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 12, 2021 | Warranty Deed, Transfer · FHA Mortgage HOME LOAN AND INVESTMENT BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 12, 2021 · Amount on Record |
| Deed Sale | Apr 12, 2021 · Amount on Record |
| Prior Sale | Jul 31, 2008 · Amount on Record |
| Deed Document Number | 20217489 |
| Deed Book / Page | 9807 / 281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jun 29, 2026 |
| Property Address | 191 WHITE AVE, WARWICK, RI 02889-8548 |
| Document Number | 0000007510 |
| Book / Page | 10919 / 84 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20267510 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 191 WHITE AVE, WARWICK, RI 02889-8548 |
| Document Number | 0000007510, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 10919/84 |
| Instrument | 20267510 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2051 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 191 WHITE AVE, WARWICK, RI 02889-8548 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010688-340 |
|---|---|
| Date | May 29, 2025 |
| Book Page | 10688/340 |
| Instrument | 5742 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Apr 12, 2021 |
| Property Address | 191 WHITE AVE, WARWICK, RI 02889-8548 |
| Document Number | 9807-281 |
| Book / Page | 9807 / 281 |
| Instrument Date | Apr 09, 2021 |
| Instrument | 7489 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 191 WHITE AVE, WARWICK, RI 02889-8548 |
| Document Number | 7490 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 7490 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,884.00 (+10.17%) | $384,600 (+23.11%) Land $116,000 Building $268,600 | |
| 2024 | $409,260 | ||
| 2023 | $4,433.00 (+0.75%) | $312,400 (+32.99%) Land $97,100 Building $215,300 | |
| 2022 | $4,400.00 | $234,900 Land $75,100 Building $159,800 |
Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030219031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2010, rainfall accumulation, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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