191 White Ave, Warwick, RI 02889 Property Records

Warwick City property record for 191 White Ave, Warwick, RI 02889 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,456 sqft · built 1960
Lot Size0.235 acres (10,238 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Apr 2021)
Tax Bill$4,884 (2025)
Deeds & MortgagesJun 2026 Second Mortgage
May 2025 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN36307290000

Property Details

APN / Parcel Number

Primary APN36307290000
Alternative APNs
  • WARW M:363 B:0729 L:0000
  • 128841

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
Gross Area2,358 sqft
1st Floor Area1,396 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,238 sqft (0.235 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number128841
Street Address191 WHITE AVE
CityWARWICK
StateRI
Zip02889-8548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block729
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1001
Census Tract21903

Owner

Source: Warwick City records · APN 36307290000

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address191 WHITE AVE, WARWICK, RI 02889-8548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
May 29, 2025Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Apr 12, 2021Warranty Deed, Transfer · FHA Mortgage
HOME LOAN AND INVESTMENT BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 12, 2021 · Amount on Record
Deed SaleApr 12, 2021 · Amount on Record
Prior SaleJul 31, 2008 · Amount on Record
Deed Document Number20217489
Deed Book / Page9807 / 281
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Recording DateJun 29, 2026
Property Address191 WHITE AVE, WARWICK, RI 02889-8548
Document Number0000007510
Book / Page10919 / 84
Instrument DateJun 23, 2026
Instrument20267510
Transaction TypeMortgage
Record UpdatedJul 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 WHITE AVE, WARWICK, RI 02889-8548

Mortgage

Document Number0000007510,
DateJun 29, 2026
Book Page10919/84
Instrument20267510
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term301 Months
DueJul 01, 2051
Interest
Rate6.53%
Max Rate-1%

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address191 WHITE AVE, WARWICK, RI 02889-8548
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010688-340
DateMay 29, 2025
Book Page10688/340
Instrument5742
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueJun 01, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateApr 12, 2021
Property Address191 WHITE AVE, WARWICK, RI 02889-8548
Document Number9807-281
Book / Page9807 / 281
Instrument DateApr 09, 2021
Instrument7489
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address191 WHITE AVE, WARWICK, RI 02889-8548

Mortgage

Document Number7490
DateApr 12, 2021
Instrument7490
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,884.00 (+10.17%)$384,600 (+23.11%) Land $116,000 Building $268,600
2024$409,260
2023$4,433.00 (+0.75%)$312,400 (+32.99%) Land $97,100 Building $215,300
2022$4,400.00$234,900 Land $75,100 Building $159,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030219031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–2010)
Claims Outside the SFHA3 of 3
Most Recent ClaimMar 2010, rainfall accumulation, Severe Storms And Flooding
Flood Events
  • Severe Storms And Flooding (Mar 2010), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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