191 W Thomas Dr, Columbus, MS 39705 Property Records

Lowndes County property record for 191 W Thomas Dr, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,024 sqft · built 1990
Owner	Individual Name on Record
Last Sale	$52,000 (Sep 2000)
Tax Bill	$397 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2019 Refinance
Flood Zone	Zone A (high risk)
APN	`42W000012922`

Property Details

APN / Parcel Number

Primary APN	`42W000012922`
Alternative APNs	`005761` `5761`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,024 sqft Adjusted Area
1st Floor Area	902 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	005761
Street Address	191 W THOMAS DR
City	COLUMBUS
State	MS
Zip	39705-3139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE4 SW4 191 W THOMAS DR 9A
Legal Range	18W
Legal Township	17S
Legal Section	22
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	1
Census Block	1007
Census Tract	302

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	191 W THOMAS DR, COLUMBUS, MS 39705-3139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES
Apr 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANKFIRST FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2000 · Amount on Record
Deed Sale	Sep 26, 2000 · Amount on Record
Deed Document Number	0001314773
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	191 W THOMAS DR, COLUMBUS, MS 39705-3139
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020247146
Date	Apr 18, 2024
Book Page	2024/7146

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 19, 2029

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	191 W THOMAS DR, COLUMBUS, MS 39705-3139
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020195987
Date	Apr 8, 2019
Book Page	2019/5987

Lender

Name	BANKFIRST FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	May 1, 2024

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$397.00 (+2.85%) Homeowner's exemption	$5,563 (+15.01%)	$55,630 (+15.01%) Land $5,000 Building $50,630
2024	$386.00 (+13.2%)
2023	$341.00 Homeowner's exemption	$4,837	$48,370 Land $5,000 Building $43,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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