Indian River County property record for 191 Terrapin Pt, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 7.5 ba · 9,069 sqft · built 2015 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,250,000 (Jul 2009) |
| Tax Bill | $101,809 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-39-12-00011-0000-00019.0 |
| Primary APN | 32-39-12-00011-0000-00019.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 24 Plumbing Fixtures |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 9,069 sqft Living Area |
| Gross Area | 10,581 sqft |
| 1st Floor Area | 6,733 sqft |
| 2nd Floor Area | 2,336 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 80,586 sqft (1.85 acres) |
| Lot Dimensions | 398 ft deep x 216 ft wide |
| View / Lot | River |
| Garage Type | Attached |
| Garage Area | 1,512 sqft |
| Driveway | Brick Driveway |
| Driveway Area | 2,018 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 416 sqft |
| Patio Area | 1,815 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 191 TERRAPIN PT |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-4407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | GEM ISLAND SUBDIVISION BEING PLAT 52 JOHNS ISLAND PBI 12-92 & REPLAT PBI 13-20 LOT 19 |
| Legal Range | 39E |
| Legal Township | 32S |
| Legal Section | 12 |
| Legal Subdivision | GEM ISLAND SUBDIVISION |
| Legal Lot Number | 19 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 50507 |
Source: Indian River County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 191 TERRAPIN PT, VERO BEACH, FL 32963-4407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2009 · Amount on Record |
| Deed Sale | Jul 28, 2009 · Amount on Record |
| Prior Sale | Feb 17, 2005 · Amount on Record |
| Deed Document Number | 20092007712 |
| Deed Book / Page | 2356 / 2346 |
| Prior Transfer Date | Jan 12, 2005 |
| Prior Transfer Doc | 0018500795 |
| Record Updated | Jun 8, 2026 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Indian River Shores Town |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $101,809.00 (+6.89%) Homeowner's exemption | $8,615,866 (+5.99%) | $17,334,722 (+16.31%) Land $9,239,440 Building $8,095,282 |
| 2023 | $95,249.00 (+2.1%) | $8,129,172 (+3%) | $14,904,423 (+32.38%) Land $6,898,219 Building $8,006,204 |
| 2022 | $93,290.00 | $7,892,400 | $11,258,939 Land $5,124,564 Building $6,134,375 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 816 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,394 units insured incl. 578 condo units |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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