Gadsden County property record for 191 Stevens Dr, Midway, FL 32343
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,470 sqft · built 2005 |
| Lot Size | 0.255 acres (11,108 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Oct 2019) |
| Tax Bill | $2,732 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-07-1N-2W-1530-0000C-0240 |
| Primary APN | 4-07-1N-2W-1530-0000C-0240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| Gross Area | 1,870 sqft |
| 1st Floor Area | 1,470 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,108 sqft (0.255 acres) |
| Garage Area | 240 sqft |
| Porch | Porch |
| Porch Area | 60 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 191 STEVENS DR |
|---|---|
| City | MIDWAY |
| State | FL |
| Zip | 32343-2674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 868 P 745 OR 795 P 327; OR |
| Legal Range | 2W |
| Legal Township | 1N |
| Legal Section | 07 |
| Legal Subdivision | HILLTOP SUB |
| Legal Lot Number | 24 |
| Jurisdiction | GADSDEN FL |
| Township / Civil Division | HAVANA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20600 |
Source: Gadsden County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 191 STEVENS DR, MIDWAY, FL 32343-2674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 3, 2023 | Deed of Trust, Mortgage · VA Mortgage MLB RESIDENTIAL LENDING LLC |
| Feb 12, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Oct 7, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2019 · Amount on Record |
| Deed Sale | Oct 7, 2019 · Amount on Record |
| Prior Sale | Nov 3, 2014 |
| Deed Document Number | 20198180 |
| Deed Book / Page | 868 / 745 |
| Prior Transfer Date | Oct 27, 2014 |
| Prior Transfer Doc | 0007950327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GADSDEN FL |
| Property Address | 191 STEVENS DR, MIDWAY, FL 32343-2674 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 191 STEVENS DR, MIDWAY, FL 32343-2674 |
| Document Number | 0009360865 |
|---|---|
| Date | Jul 3, 2023 |
| Book Page | 936/865 |
| Instrument | 230004834 |
| Name | MLB RESIDENTIAL LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SPRINGFIELD, NJ 07081 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GADSDEN FL |
| Property Address | 191 STEVENS DR, MIDWAY, FL 32343-2674 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | FORT SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 191 STEVENS DR, MIDWAY, FL 32343-2674 |
| Document Number | 0008901336 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 890/1336 |
| Instrument | 210001183 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GADSDEN FL |
| Recording Date | Oct 7, 2019 |
| Property Address | 191 STEVENS DR, MIDWAY, FL 32343-2674 |
| Document Number | 0008680745 |
| Book / Page | 000868 / 000745 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 8180 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5851 SUNSET RDG GALLOWAY OH 431198436, GALLOWAY, OH 43119-8436 |
| Document Number | 8680747 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 000868/000747 |
| Instrument | 8181 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2049 |
Source: Gadsden County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Gadsden County |
| Municipality | Midway City |
| Unified School District | Gadsden County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,732.00 (+3.92%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $204,625 (+2.9%) | $219,641 (+0.96%) Land $32,445 Building $187,196 |
| 2024 | $2,629.00 (+2.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $198,859 (+3%) | $217,545 (+8.8%) Land $31,500 Building $186,045 |
| 2023 | $2,558.00 (+4.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $193,067 (+3%) | $199,942 (+6.67%) Land $20,000 Building $179,942 |
| 2022 | $2,458.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $187,444 Land $12,500 Building $174,944 | $187,444 Land $12,500 Building $174,944 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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