Manchester Town property record for 191 Spencer St, Manchester, CT 06040
| Property Type | Commercial |
|---|---|
| Lot Size | 3.7 acres (161,172 sqft) |
| Owner | Company Name on File |
| Last Sale | $7,450,000 (Nov 2021) |
| Tax Bill | $172,544 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 519000191 |
| Primary APN | 519000191 |
|---|---|
| Alternative APNs |
|
| Units | 189 Units |
|---|
| Lot Area | 161,172 sqft (3.7 acres) |
|---|---|
| Total Buildings | 7 Buildings |
| Cooling System | HVAC |
|---|
| Account Number | 519000191 |
|---|---|
| Street Address | 191 SPENCER ST |
| City | MANCHESTER |
| State | CT |
| Zip | 06040-4630 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | GB |
| Legal Block | 5190 |
| Legal Lot Number | 191 |
| Jurisdiction | MANCHESTER CT |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 515102 |
191 Spencer St, a commercial property, is owned by a company that bought it in November 2021.
Source: Manchester Town records, as of June 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1770 W COUNTY LINE RD, 207, LAKEWOOD, NJ 08701-1177 |
| Owner Type | Company |
| Vesting | Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA |
| Oct 4, 2019 | Deed of Trust, Mortgage BANKNEWPORT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on File |
| Deed Sale | Nov 22, 2021 · Amount on File |
| Prior Sale | Dec 29, 2011 · Amount on File |
| Deed Document Number | 20216628590006 |
| Deed Book / Page | 4673 / 118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANCHESTER CT |
| Recording Date | Nov 22, 2021 |
| Property Address | 191 SPENCER ST, MANCHESTER, CT 06040-4630 |
| Document Number | 004673-118 |
| Book / Page | 4673 / 118 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 6628590006 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 HUNTINGTON RD, BASKING RIDGE, NJ 07920-3705 |
| Document Number | 6628600034 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 6628600034 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER CT |
| Property Address | 191 SPENCER ST, MANCHESTER, CT 06040-4630 |
| Document Number | 4600-963 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 191 SPENCER ST MANCHESTER CT 060404617, MANCHESTER, CT 06040-4617 |
| Document Number | 4600-963 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 004600/000963 |
| Name | BANKNEWPORT |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 191 Spencer St was $172,544.
Source: Manchester Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Manchester Town |
| Unified School District | Manchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $172,544.00 | $4,333,100 Land $559,400 Building $3,773,700 | $3,033,170 Land $391,580 Building $2,641,590 |
| 2023 | $148,186.00 (+2.99%) | $3,983,500 (-) Land $559,400 Building $3,424,100 | |
| 2022 | $143,884.00 | $3,983,500 Land $559,400 Building $3,424,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 191 Spencer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 191 Spencer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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