Westerly Town property record for 191 Shore Rd, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,107 sqft · built 1989 |
| Lot Size | 0.305 acres (13,297 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Jun 2017) |
| Tax Bill | $4,778 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:141 B:35-A L |
| Primary APN | M:141 B:35-A L |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 2,107 sqft Living Area |
| Gross Area | 4,120 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,297 sqft (0.305 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 16168620 |
|---|---|
| Street Address | 191 SHORE RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3614 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 35 |
| Legal Lot Number | A |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 51000 |
191 Shore Rd, a residential property, is owned by an individual who bought it in June 2017.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 WHEELER DR, PAWCATUCK, CT 06379-1703 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MTG |
| Jun 9, 2017 | Warranty Deed, Transfer · Conventional with PMI EASTERN BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2017 · Amount on File |
| Deed Sale | Jun 9, 2017 · Amount on File |
| Prior Sale | Jan 30, 2007 · Amount on File |
| Deed Document Number | 20172504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 191 SHORE RD, WESTERLY, RI 02891-3614 |
| Document Number | 2020-2168 |
| Instrument Date | Oct 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 191 SHORE RD WESTERLY RI 028913614, WESTERLY, RI 02891-3614 |
| Document Number | 2020-2168 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 002020/022168 |
| Instrument | 5056 |
| Name | FIRST GUARANTY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jun 9, 2017 |
| Property Address | 191 SHORE RD, WESTERLY, RI 02891-3614 |
| Document Number | 2017-192 |
| Book / Page | 002017 / 010192 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 2504 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 WHEELER DR PAWCATUCK CT 063791703, PAWCATUCK, CT 06379-1703 |
| Document Number | 2017-194 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 002017/010194 |
| Instrument | 2505 |
| Name | EASTERN BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 8, 2047 |
The 2025 property tax bill for 191 Shore Rd was $4,778.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,778.00 | $672,000 Land $274,200 Building $397,800 | $816,953 |
| 2023 | $5,062.00 (+0.64%) | $526,200 (-) Land $195,900 Building $330,300 | |
| 2022 | $5,030.00 | $526,200 Land $195,900 Building $330,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 191 Shore Rd in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 191 Shore Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures