191 Sheba Dr, Almo, KY 42020 Property Records

Calloway County property record for 191 Sheba Dr, Almo, KY 42020

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$170,000 (Oct 2013)
Tax Bill	$2,005 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-F-0018`

Property Details

APN / Parcel Number

Primary APN	`039-F-0018`
Alternative APN	`2580`

Location & Zoning

Account Number	2580
Street Address	191 SHEBA DR
City	ALMO
State	KY
Zip	42020-9263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	39F-18--21 191 SHEBA
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1005
Census Tract	10304

Owner

191 Sheba Dr is owned and occupied by an individual who bought it in October 2013.

Source: Calloway County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	191 SHEBA DR, ALMO, KY 42020-9263
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2013 · Amount on File
Deed Sale	Oct 24, 2013 · Amount on File
Deed Document Number	565405
Deed Book / Page	0990 / 305
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	191 SHEBA DR, ALMO, KY 42020-9263
Transaction Type	Mortgage
Record Updated	May 18, 2021
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1307/328
Date	Apr 9, 2021
Book Page	1307/328
Instrument	648341

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2046

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	191 SHEBA DR, ALMO, KY 42020-9263
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1146/713
Date	Aug 23, 2017
Book Page	1146/713
Instrument	622702

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 191 Sheba Dr was $2,005.

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,005.00	$224,000	$224,000
2023	$2,039.00	$224,000	$224,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Sheba Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Sheba Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEXTER ALMO HEIGHTS WATER DISTRICT serves 2,275 people · EPA ID KY0180102
Water Source	Purchased groundwater from MURRAY WATER SYSTEM
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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