191 Setser St, Decatur, AR 72722 Property Records

Benton County property record for 191 Setser St, Decatur, AR 72722

Property Summary

Property TypeSingle Family Home
Details1 ba · 800 sqft
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on Record
Last Sale$78,500 (Oct 2022)
Tax Bill$655 (2026)
Deeds & MortgagesApr 2026 Line of Credit
Oct 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-00024-000

Property Details

APN / Parcel Number

Primary APN08-00024-000
Alternative APNs
  • 39116.0
  • 39116

Interior

Full Baths1 Bath
Stories1 Story
Building Area800 sqft Living Area
Gross Area1,040 sqft
1st Floor Area800 sqft
Basement Area240 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialCombination
Construction TypeBrick
Roof TypeHip
Roof MaterialMetal
Lot Area21,780 sqft (0.5 acres)
Garage TypeDetached
PorchOpen Porch
Porch Area25 sqft
Deck Area25 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address191 SETSER ST
CityDECATUR
StateAR
Zip72722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF OUTLOT 2 OF THE NE 1/4 OF THE SE 1/4 OF SECTION 11, TOWNSHIP 19 NORTH, RANGE 33 WEST BENTON COUNTY ARKANSAS DESCRIBED AS FOLLOWS; BEGINNING AT A POINT 20 FEET NORTH OF THE SE CORNER OF SAID LOT 2; THENCE NORTH TO THE NE CORNER THEREOF; THENCE
Legal Range33
Legal Township19
Legal Section11
Legal SubdivisionDECATUR
Legal Lot Number2
JurisdictionBENTON AR
Township / Civil Division11
Census Block Group2
Census Block2045
Census Tract20906

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 508, DECATUR, AR 72722-0508
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Deed of Trust, Mortgage · Line of Credit
ARVEST BANK
Oct 21, 2022Warranty Deed, Transfer · Commercial Mortgage
GRAND SAVINGS BANK
Dec 17, 2020Warranty Deed, Transfer · FHA Mortgage
GATEWAY FIRST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2022 · Amount on Record
Deed SaleOct 21, 2022 · Amount on Record
Prior SaleDec 17, 2020 · Amount on Record
Deed Document Number202267178
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON AR
Recording DateApr 28, 2026
Property Address191 SETSER ST, DECATUR, AR 72722
Document NumberL202623877
Instrument DateApr 23, 2026
Instrument202623877
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023877,
DateApr 28, 2026
Instrument202623877
Lender
NameARVEST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 5, 2051
Interest
Rate6.38%
Max Rate-1%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON AR
Recording DateOct 21, 2022
Property Address191 EAST ST, DECATUR, AR 72722-8834
Document NumberL202267178
Instrument DateOct 19, 2022
InstrumentL202267178
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyNOT AVAILABLE, MERCURY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$260.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12330 N HIGHWAY 43, 12330, MAYSVILLE, AR 72747-8818

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 508, DECATUR, AR 72722-0508

Mortgage

Document NumberL202267179
DateOct 21, 2022
InstrumentL202267179
Lender
NameGRAND SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueOct 19, 2042

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON AR
Recording DateDec 17, 2020
Property Address191 EAST ST, DECATUR, AR 72722-8834
Document Number0000082923
Instrument DateDec 15, 2020
Instrument2020082923
Transaction TypeTransfer
Record UpdatedSep 20, 2022
Title CompanyWACO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$115.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1716 N COLCORD AVE, 1716, COLCORD, OK 74338-1777

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 EAST ST, DECATUR, AR 72722-8834
InvestorPossibly a Property Investor

Mortgage

Document Number0000082924
DateDec 17, 2020
Instrument2020082924
Lender
NameGATEWAY FIRST BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateArkansas
CountyBenton County
MunicipalityDecatur City
Unified School DistrictDecatur School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$655.00 (+5.65%)$15,748 (-) Land $5,600 Building $10,148$78,740 (-) Land $28,000 Building $50,740
2025$620.00 (+13.55%)$15,748 (+49.98%) Land $5,600 Building $10,148$78,740 (-) Land $28,000 Building $50,740
2024$78,740 (+49.98%) Land $28,000 Building $50,740
2023$546.00 Homeowner's exemption$10,500 Land $3,400 Building $7,100$52,500 Land $17,000 Building $35,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 92% of Arkansas
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR WATERWORKS
serves 2,468 people · EPA ID AR0000052
Water SourcePurchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State InspectionJun 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Rally Networks
DSL
100 / 25

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