191 School St, Granby, MA 01033 Property Records

Hampshire County and Granby Town property record for 191 School St, Granby, MA 01033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1989
Lot Size	1.45 acres (63,522 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jun 2018)
Tax Bill	$6,791 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2020 Mortgage + 1 more
APN	`GRAN M:15 B:0-B L:13-1-7`

Property Details

APN / Parcel Number

Primary APN	`GRAN M:15 B:0-B L:13-1-7`
Alternative APNs	`M:00015 B:00000B L:013-17` `GRBY M:15 B:0-B L:13-1-7`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	3,364 sqft
Basement Area	1,041 sqft
Unfinished Basement	1,041 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,522 sqft (1.45 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	191 SCHOOL ST
City	GRANBY
State	MA
Zip	01033-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	B
Legal Lot Number	13-1-7
Jurisdiction	GRANBY MA
Township / Civil Division	GRANBY
Census Block Group	1
Census Block	1009
Census Tract	820900

Owner

191 School St is owned and occupied by an individual who bought it in June 2018.

Source: Hampshire County and Granby Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	191 SCHOOL ST, GRANBY, MA 01033-9507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Apr 23, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jun 29, 2018	Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Deed Document Number	201812591
Deed Book / Page	13002 / 117
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANBY MA
Property Address	191 SCHOOL ST, GRANBY, MA 01033-9507
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14329-50
Date	Oct 29, 2021
Book Page	14329/50
Instrument	27103

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANBY MA
Property Address	191 SCHOOL ST, GRANBY, MA 01033-9507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13601-162
Date	Apr 23, 2020
Book Page	13601/162
Instrument	7069

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GRANBY MA
Recording Date	Jun 29, 2018
Property Address	191 SCHOOL ST, GRANBY, MA 01033-9507
Document Number	13002-117
Book / Page	13002 / 117
Instrument	12591
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.11
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 SCHOOL ST, GRANBY, MA 01033-9507

Mortgage

Document Number	130020120
Date	Jun 29, 2018
Instrument	13002/0120

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 191 School St was $6,791, up 1.9% from the year before.

Source: Hampshire County and Granby Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Granby Town
Unified School District	Granby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,791.00 (+1.92%)	$457,300 (+5.49%) Land $82,600 Building $374,700	$497,858 (-3.82%)
2025	$6,663.00 (+1.55%)	$433,500 (+1.29%) Land $82,600 Building $350,900	$517,655 (+13.71%)
2024	$6,561.00 (+3.24%)	$428,000 (+15.24%) Land $77,100 Building $350,900	$455,240
2023	$6,355.00	$371,400 Land $69,100 Building $302,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 191 School St; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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